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Appraisal dispute

Appraisal dispute# Living

r*92012-02-02 08:02

1 楼

Did anyone have experience with appraisal dispute?
The seller has reduced the sale price by about 20k and we all signed an
addendum to the contract. However, the appraisal report still shows the
old
and higher sale price. (does the appraiser usually target the sale price
for
the appraisal value?)
In addition, 2 of the 3 comparable houses are located 2 or 3 miles away.
We
can find houses within 1 mile with much lower sale price.
Can we dispute with the appraisal report? Should we send the dispute to
the
appraisal company or the appraiser? Is the appraiser obligated to
consider
the dispute and at least get back to us?
We do not want the appraiser just to change the sale price and it does
not
help us at all. We hope the appraisal value can be adjusted based on the
updated sale price and more valid comparables.
Any suggestion/info is appreciated. Thanks.

t*g2012-02-02 08:02

2 楼

不明白。
appraisal比现在的价钱高20K了？那你操心个啥。

【在 r**********9 的大作中提到】

: Did anyone have experience with appraisal dispute?
: The seller has reduced the sale price by about 20k and we all signed an
: addendum to the contract. However, the appraisal report still shows the
: old
: and higher sale price. (does the appraiser usually target the sale price
: for
: the appraisal value?)
: In addition, 2 of the 3 comparable houses are located 2 or 3 miles away.
: We
: can find houses within 1 mile with much lower sale price.

r*92012-02-02 08:02

3 楼

we think we have overpaid for the house and we had bad experience with the
sellers.
So, we hope the appraisal value can be lower so that we can ask sellers to
lower the price or cancel the contract.

【在 t****g 的大作中提到】

: 不明白。
: appraisal比现在的价钱高20K了？那你操心个啥。

b*d2012-02-02 08:02

4 楼

那你直接退出就好了，只要你的contingency没有remove。

【在 r**********9 的大作中提到】

: we think we have overpaid for the house and we had bad experience with the
: sellers.
: So, we hope the appraisal value can be lower so that we can ask sellers to
: lower the price or cancel the contract.

r*92012-02-02 08:02

5 楼

we have appraisal contingency, and we can cancel if the appraisal value is
lower than the initial contract price.
Can we cancel it anyway?

【在 b*d 的大作中提到】

: 那你直接退出就好了，只要你的contingency没有remove。

t*g2012-02-02 08:02

6 楼

你不还有loan contingency么？

【在 r**********9 的大作中提到】

: we have appraisal contingency, and we can cancel if the appraisal value is
: lower than the initial contract price.
: Can we cancel it anyway?

m*g2012-02-02 08:02

7 楼

那你的情况不符合阿，没法退出阿。
你可以dispute，不过据说非常耗时。不知道能不能另做一个appraisal,但是也有可能
同样结果。

r*92012-02-02 08:02

8 楼

we have excellent credit scores and we paid over 30% down payment. So, how
can the loan get rejected?
If I can use loan contingency, I will consider.

【在 t****g 的大作中提到】

: 你不还有loan contingency么？

b*c2012-02-02 08:02

9 楼

用inspection contingency吧，是个房子总能找出点问题，小题大作好了。

【在 r**********9 的大作中提到】

: we have excellent credit scores and we paid over 30% down payment. So, how
: can the loan get rejected?
: If I can use loan contingency, I will consider.