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请帮忙看一下这个homeowner insurance怎么样?
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请帮忙看一下这个homeowner insurance怎么样?# Living
l*r
1
townhouse:不太清楚这个dwelling (option A)是啥意思,难道还有option B?
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l*r
2
忘了说了,是state farm.

【在 l********r 的大作中提到】
: townhouse:不太清楚这个dwelling (option A)是啥意思,难道还有option B?
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c*n
3
dwelling is the rebuild cost, is the $ to spend if such house is built at
the similar location. I think this is fine. The thing is the usually the
premium is not much of difference between town house and single family.
Condo could be much cheaper.
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p*y
4
LZ的房子过Million么?Dwelling的coverage 够高的。如果是condo,有mortgage的话
,dwelling coverage应该是20% appraisal value。
State Fame的option A似乎就是replacement cost的那个选项。
如果房子属于PUD,那么要保到贷款额至少。
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l*r
5
谢谢。

【在 c********n 的大作中提到】
: dwelling is the rebuild cost, is the $ to spend if such house is built at
: the similar location. I think this is fine. The thing is the usually the
: premium is not much of difference between town house and single family.
: Condo could be much cheaper.

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l*r
6
没有,只有50万多一点的townhouse。
我的贷款lender要求"at least equal to the lesser of the replacement value of
the improvements or the uppaid principal balance",我的improvement appraial价
格就是$209,000。
你说的属于PUD 是啥意思?谢谢了

【在 p******y 的大作中提到】
: LZ的房子过Million么?Dwelling的coverage 够高的。如果是condo,有mortgage的话
: ,dwelling coverage应该是20% appraisal value。
: State Fame的option A似乎就是replacement cost的那个选项。
: 如果房子属于PUD,那么要保到贷款额至少。

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