The rate is worse lately. If you can wait for a few days, maybe the rate can be better, that is why he/she suggest you not lock now. Of course, if you are OK with the current rate, your broker should be able to lock for you anyway.
Some lenders will not under write the loan if no rate lock. but many lenders are OK to process wihtout locking the rate abd can lock the rate with short time when all the conditions are clear.
【在 s*********0 的大作中提到】 : 可以问下有没有float down option吧
o*p
7 楼
对大多lender可以,担不是免费。
【在 s*********0 的大作中提到】 : 可以问下有没有float down option吧