w*c
2 楼
几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
！
！
m*r
3 楼
用GC
j*i
4 楼
中国建设部部长说了：“房价低的地方都敢感到可耻”
J*S
5 楼
是啊，我觉得建新房都没有利润。
是不是TX政府资助的建筑商建的，然后政府可以收高的税收。这么高的税收，房价不够
低，没人买。
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
是不是TX政府资助的建筑商建的，然后政府可以收高的税收。这么高的税收，房价不够
低，没人买。
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
a*a
6 楼
德州莫多地多税多
m*j
7 楼
穷呗。
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
w*c
8 楼
老莫多所以建房成本低很多？
好奇TX的地税多少？
【在 a********a 的大作中提到】
: 德州莫多地多税多
好奇TX的地税多少？
【在 a********a 的大作中提到】
: 德州莫多地多税多
o*a
9 楼
大概3%，这么高的地税压制着房价
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
d*n
10 楼
关键还是老墨多吧，另外德州的房子yard一般都很小，成片开发，价格也能下来。
从建筑本身来说，没有地下室，气候干燥，保暖要求不高，又不需要砍树，找到一块地
，直接堆土上slab了，这些都可以降低成本吧。
但是，德州的地产税真的不算高，东北才叫变态。
从建筑本身来说，没有地下室，气候干燥，保暖要求不高，又不需要砍树，找到一块地
，直接堆土上slab了，这些都可以降低成本吧。
但是，德州的地产税真的不算高，东北才叫变态。
f*x
11 楼
新房大概3.6
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
J*S
12 楼
有这么高？下面的信息是不是过时了？哪里有最新的？
http://taxes.about.com/od/statetaxes/a/property-taxes-best-and-
Worst States for Property Taxes
The Tax Foundation found that homeowners in these states paid the most in
property taxes compared to home value. The percentages represent the
percentage of home value that homeowners pay in property taxes.
New Jersey - 1.89%
New Hampshire - 1.86%
Texas - 1.81%
Wisconsin - 1.76%
Nebraska - 1.70%
Illinois - 1.73%
Connecticut - 1.63%
Michigan - 1.62%
Vermont - 1.59%
North Dakota - 1.42%
【在 o*****a 的大作中提到】
: 大概3%，这么高的地税压制着房价
http://taxes.about.com/od/statetaxes/a/property-taxes-best-and-
Worst States for Property Taxes
The Tax Foundation found that homeowners in these states paid the most in
property taxes compared to home value. The percentages represent the
percentage of home value that homeowners pay in property taxes.
New Jersey - 1.89%
New Hampshire - 1.86%
Texas - 1.81%
Wisconsin - 1.76%
Nebraska - 1.70%
Illinois - 1.73%
Connecticut - 1.63%
Michigan - 1.62%
Vermont - 1.59%
North Dakota - 1.42%
【在 o*****a 的大作中提到】
: 大概3%，这么高的地税压制着房价
d*n
13 楼
地产税率还跟房子新旧有关系？
【在 f*********x 的大作中提到】
: 新房大概3.6
【在 f*********x 的大作中提到】
: 新房大概3.6
b*e
14 楼
新区税高很多，铺水管啥的都要交税
【在 d*****n 的大作中提到】
: 地产税率还跟房子新旧有关系？
【在 d*****n 的大作中提到】
: 地产税率还跟房子新旧有关系？
o*d
15 楼
天气。
相比较而言，老美最受不了湿热的天气，他们情愿干热。
相比较而言，老美最受不了湿热的天气，他们情愿干热。
o*a
16 楼
不知道啊，3%是亲身体会，保准
【在 J**S 的大作中提到】
: 有这么高？下面的信息是不是过时了？哪里有最新的？
: http://taxes.about.com/od/statetaxes/a/property-taxes-best-and-
: Worst States for Property Taxes
: The Tax Foundation found that homeowners in these states paid the most in
: property taxes compared to home value. The percentages represent the
: percentage of home value that homeowners pay in property taxes.
: New Jersey - 1.89%
: New Hampshire - 1.86%
: Texas - 1.81%
: Wisconsin - 1.76%
【在 J**S 的大作中提到】
: 有这么高？下面的信息是不是过时了？哪里有最新的？
: http://taxes.about.com/od/statetaxes/a/property-taxes-best-and-
: Worst States for Property Taxes
: The Tax Foundation found that homeowners in these states paid the most in
: property taxes compared to home value. The percentages represent the
: percentage of home value that homeowners pay in property taxes.
: New Jersey - 1.89%
: New Hampshire - 1.86%
: Texas - 1.81%
: Wisconsin - 1.76%
J*S
17 楼
NJ我听朋友说，我一算也是3%的样子。
我查了下REDFIN，好像2.x%
可能住时间长的房主税率比新买房的多？
【在 o*****a 的大作中提到】
: 不知道啊，3%是亲身体会，保准
我查了下REDFIN，好像2.x%
可能住时间长的房主税率比新买房的多？
【在 o*****a 的大作中提到】
: 不知道啊，3%是亲身体会，保准
o*a
18 楼
NJ听说也大概3% TX貌似不分新旧吧，大2.x，将近3%，看具体county和city
【在 J**S 的大作中提到】
: NJ我听朋友说，我一算也是3%的样子。
: 我查了下REDFIN，好像2.x%
: 可能住时间长的房主税率比新买房的多？
【在 J**S 的大作中提到】
: NJ我听朋友说，我一算也是3%的样子。
: 我查了下REDFIN，好像2.x%
: 可能住时间长的房主税率比新买房的多？
G*G
19 楼
who told you this?
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
w*c
20 楼
版上看了几个TX的房子都这样啊
如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
万，税1.8%，也要1万刀了.TX的房子太值了
【在 G***G 的大作中提到】
: who told you this?
:
: 多了
如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
万，税1.8%，也要1万刀了.TX的房子太值了
【在 G***G 的大作中提到】
: who told you this?
:
: 多了
i*d
21 楼
有什么问题么?四五十万的房子秒杀加州1.5m 没有问题。
【在 G***G 的大作中提到】
: who told you this?
:
: 多了
【在 G***G 的大作中提到】
: who told you this?
:
: 多了
t*j
22 楼
有道理
[发表自未名空间手机版 - m.mitbbs.com]
【在 d*****n 的大作中提到】
: 关键还是老墨多吧，另外德州的房子yard一般都很小，成片开发，价格也能下来。
: 从建筑本身来说，没有地下室，气候干燥，保暖要求不高，又不需要砍树，找到一块地
: ，直接堆土上slab了，这些都可以降低成本吧。
: 但是，德州的地产税真的不算高，东北才叫变态。
[发表自未名空间手机版 - m.mitbbs.com]
【在 d*****n 的大作中提到】
: 关键还是老墨多吧，另外德州的房子yard一般都很小，成片开发，价格也能下来。
: 从建筑本身来说，没有地下室，气候干燥，保暖要求不高，又不需要砍树，找到一块地
: ，直接堆土上slab了，这些都可以降低成本吧。
: 但是，德州的地产税真的不算高，东北才叫变态。
G*G
23 楼
a house's price is not how much it is worthy of
but how much it can be sold.
If you buy a 'cheaper' house at TX in $200k,
and sell it at $202K, it is still not better
than an expensive house you buy in other states in $700k
but sell it at $720k.
everyone complains of high price of a house,
but why not talk about the high price you can obtain when you sell it?
60
【在 w******c 的大作中提到】
: 版上看了几个TX的房子都这样啊
: 如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
: 万，税1.8%，也要1万刀了.TX的房子太值了
but how much it can be sold.
If you buy a 'cheaper' house at TX in $200k,
and sell it at $202K, it is still not better
than an expensive house you buy in other states in $700k
but sell it at $720k.
everyone complains of high price of a house,
but why not talk about the high price you can obtain when you sell it?
60
【在 w******c 的大作中提到】
: 版上看了几个TX的房子都这样啊
: 如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
: 万，税1.8%，也要1万刀了.TX的房子太值了
G*G
24 楼
but there is no euqality between them.
【在 i*******d 的大作中提到】
: 有什么问题么?四五十万的房子秒杀加州1.5m 没有问题。
【在 i*******d 的大作中提到】
: 有什么问题么?四五十万的房子秒杀加州1.5m 没有问题。
p*p
25 楼
谣传!一般不会超过三啪散
【在 o*****a 的大作中提到】
: 大概3%，这么高的地税压制着房价
【在 o*****a 的大作中提到】
: 大概3%，这么高的地税压制着房价
r*t
26 楼
when the california big earthquake comes, you probably can't obtain high
selling priCe. that's why people talk about the high priCe when buying a
house.
【在 G***G 的大作中提到】
: a house's price is not how much it is worthy of
: but how much it can be sold.
: If you buy a 'cheaper' house at TX in $200k,
: and sell it at $202K, it is still not better
: than an expensive house you buy in other states in $700k
: but sell it at $720k.
: everyone complains of high price of a house,
: but why not talk about the high price you can obtain when you sell it?
:
: 60
selling priCe. that's why people talk about the high priCe when buying a
house.
【在 G***G 的大作中提到】
: a house's price is not how much it is worthy of
: but how much it can be sold.
: If you buy a 'cheaper' house at TX in $200k,
: and sell it at $202K, it is still not better
: than an expensive house you buy in other states in $700k
: but sell it at $720k.
: everyone complains of high price of a house,
: but why not talk about the high price you can obtain when you sell it?
:
: 60
r*t
27 楼
no equality iN the amount of termites living in them?
【在 G***G 的大作中提到】
: but there is no euqality between them.
【在 G***G 的大作中提到】
: but there is no euqality between them.
b*e
28 楼
猴子屯超过三八线的地方太多了
【在 p*****p 的大作中提到】
: 谣传!一般不会超过三啪散
【在 p*****p 的大作中提到】
: 谣传!一般不会超过三啪散
G*G
29 楼
but how much will it be when it is on sale
and how much will your house be when your house is on sale?
A house's value is decided by its sale price, not buying price.
When you buy cheaply, you will normally sell cheaply.
When you buy expensively, you will earn a lot because you will sell
expensively.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
and how much will your house be when your house is on sale?
A house's value is decided by its sale price, not buying price.
When you buy cheaply, you will normally sell cheaply.
When you buy expensively, you will earn a lot because you will sell
expensively.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
f*t
30 楼
因为德州不是力薄肉州，力薄肉州的政府都虚伪，他们团结穷人拿中产开刀，搞高房价
好多收税。
同样的房子当然是越便宜越好。
好多收税。
同样的房子当然是越便宜越好。
f*o
31 楼
奥斯汀从1.6%到3.0%
房价越贵的区税率越低
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
房价越贵的区税率越低
【在 w******c 的大作中提到】
: 老莫多所以建房成本低很多？
: 好奇TX的地税多少？
p*p
32 楼
大多数地方都在3以下
我不是说绝对没有超过3的
过三的有，都是很新的地方
【在 b*****e 的大作中提到】
: 猴子屯超过三八线的地方太多了
我不是说绝对没有超过3的
过三的有，都是很新的地方
【在 b*****e 的大作中提到】
: 猴子屯超过三八线的地方太多了
W*r
33 楼
Not my original post. 转发!
I don't know why people think Texas is so cheap. They're not calculating all
the costs into their assumptions -- like high our property taxes and
insurance. They must see the stats on city-data, which I believe are
somewhat misleading.
Sure the suburbs appear cheaper, but they're not any place I would want to
live. I'd rather pay twice as much to live a couple miles closer to downtown
. The commute and the ability to use mass-transit in Dallas far exceeds
living out in a cow patch 60 miles away.
Dallasites have seen the cycles for years. People move to new house next to
cow patch. New people move in and build in cow patch. Then the next wave
comes and does it again. Maybe somebody builds a strip center with a Chili's
in between. The houses don't appreciate in value because the reason they
were attractive in the first place is because they were new. Then they get
to drive 2 hours to work and return to their shoddily built castle next to
the trailer park (that they don't show you on all the city-data stats). The
schools may have good scores. But that's because of the absence of really
low performing students and the newer school districts that can be drawn to
exclude potential students they don't want to bother teaching. The big city
districts then have more work to do, educating the students that everyone
else turns their backs on.
People who have lived here all their lives choose to live closer in, where
it is more expensive. But that's the thing. You're going to get what you pay
for. There is a reason that that house is $200,000, when there are similar
houses in the same metro areas that are $1,000,000.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
I don't know why people think Texas is so cheap. They're not calculating all
the costs into their assumptions -- like high our property taxes and
insurance. They must see the stats on city-data, which I believe are
somewhat misleading.
Sure the suburbs appear cheaper, but they're not any place I would want to
live. I'd rather pay twice as much to live a couple miles closer to downtown
. The commute and the ability to use mass-transit in Dallas far exceeds
living out in a cow patch 60 miles away.
Dallasites have seen the cycles for years. People move to new house next to
cow patch. New people move in and build in cow patch. Then the next wave
comes and does it again. Maybe somebody builds a strip center with a Chili's
in between. The houses don't appreciate in value because the reason they
were attractive in the first place is because they were new. Then they get
to drive 2 hours to work and return to their shoddily built castle next to
the trailer park (that they don't show you on all the city-data stats). The
schools may have good scores. But that's because of the absence of really
low performing students and the newer school districts that can be drawn to
exclude potential students they don't want to bother teaching. The big city
districts then have more work to do, educating the students that everyone
else turns their backs on.
People who have lived here all their lives choose to live closer in, where
it is more expensive. But that's the thing. You're going to get what you pay
for. There is a reason that that house is $200,000, when there are similar
houses in the same metro areas that are $1,000,000.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
b*e
34 楼
学校老黑少也是缺点了？
all
downtown
to
【在 W*****r 的大作中提到】
: Not my original post. 转发!
: I don't know why people think Texas is so cheap. They're not calculating all
: the costs into their assumptions -- like high our property taxes and
: insurance. They must see the stats on city-data, which I believe are
: somewhat misleading.
: Sure the suburbs appear cheaper, but they're not any place I would want to
: live. I'd rather pay twice as much to live a couple miles closer to downtown
: . The commute and the ability to use mass-transit in Dallas far exceeds
: living out in a cow patch 60 miles away.
: Dallasites have seen the cycles for years. People move to new house next to
all
downtown
to
【在 W*****r 的大作中提到】
: Not my original post. 转发!
: I don't know why people think Texas is so cheap. They're not calculating all
: the costs into their assumptions -- like high our property taxes and
: insurance. They must see the stats on city-data, which I believe are
: somewhat misleading.
: Sure the suburbs appear cheaper, but they're not any place I would want to
: live. I'd rather pay twice as much to live a couple miles closer to downtown
: . The commute and the ability to use mass-transit in Dallas far exceeds
: living out in a cow patch 60 miles away.
: Dallasites have seen the cycles for years. People move to new house next to
i*d
35 楼
不是你自己的好歹读一读再贴。写这文章的人恐怕教育程度堪忧，词不达意，逻辑混乱
，都不值一驳。
all
downtown
to
【在 W*****r 的大作中提到】
: Not my original post. 转发!
: I don't know why people think Texas is so cheap. They're not calculating all
: the costs into their assumptions -- like high our property taxes and
: insurance. They must see the stats on city-data, which I believe are
: somewhat misleading.
: Sure the suburbs appear cheaper, but they're not any place I would want to
: live. I'd rather pay twice as much to live a couple miles closer to downtown
: . The commute and the ability to use mass-transit in Dallas far exceeds
: living out in a cow patch 60 miles away.
: Dallasites have seen the cycles for years. People move to new house next to
，都不值一驳。
all
downtown
to
【在 W*****r 的大作中提到】
: Not my original post. 转发!
: I don't know why people think Texas is so cheap. They're not calculating all
: the costs into their assumptions -- like high our property taxes and
: insurance. They must see the stats on city-data, which I believe are
: somewhat misleading.
: Sure the suburbs appear cheaper, but they're not any place I would want to
: live. I'd rather pay twice as much to live a couple miles closer to downtown
: . The commute and the ability to use mass-transit in Dallas far exceeds
: living out in a cow patch 60 miles away.
: Dallasites have seen the cycles for years. People move to new house next to
G*G
36 楼
it is well written.
don't look at the price you buy a house but the price you sell a house.
if you buy it cheaply, it doesn't mean your house is a good deal
because you may risk selling it in the same cheap level of price in
the future.
A house's value is actually decided by its sale.
【在 i*******d 的大作中提到】
: 不是你自己的好歹读一读再贴。写这文章的人恐怕教育程度堪忧，词不达意，逻辑混乱
: ，都不值一驳。
:
: all
: downtown
: to
don't look at the price you buy a house but the price you sell a house.
if you buy it cheaply, it doesn't mean your house is a good deal
because you may risk selling it in the same cheap level of price in
the future.
A house's value is actually decided by its sale.
【在 i*******d 的大作中提到】
: 不是你自己的好歹读一读再贴。写这文章的人恐怕教育程度堪忧，词不达意，逻辑混乱
: ，都不值一驳。
:
: all
: downtown
: to
G*G
37 楼
don't ask why you buy it so cheaply
but ask why you sell it so cheaply.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
but ask why you sell it so cheaply.
多了
【在 w******c 的大作中提到】
: 几十万的房子就已经十分豪华了，赶脚建筑价都比房价贵。比俺们这里大农村都便宜多了
: ！
y*n
38 楼
LOL
If house price fall, expensive house lost more.
【在 G***G 的大作中提到】
: don't ask why you buy it so cheaply
: but ask why you sell it so cheaply.
:
: 多了
c*n
39 楼
嗯，是的
交三四十年税，第二座房子的钱就出去了，不过还是比很多地方一口价便宜。
TX买房和租房差不多的感觉，所以买房自住很爽的，但是要投资的话，请出门左转CA……
60
【在 w******c 的大作中提到】
: 版上看了几个TX的房子都这样啊
: 如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
: 万，税1.8%，也要1万刀了.TX的房子太值了
交三四十年税，第二座房子的钱就出去了，不过还是比很多地方一口价便宜。
TX买房和租房差不多的感觉，所以买房自住很爽的，但是要投资的话，请出门左转CA……
60
【在 w******c 的大作中提到】
: 版上看了几个TX的房子都这样啊
: 如果税是3%，TX 20万的房子只要6000，俺们这里大农村要买类似豪华的房子起码要60
: 万，税1.8%，也要1万刀了.TX的房子太值了
G*G
40 楼
fall?
never.
btw, if a house's price rises, an expensive house wins more.
【在 y******n 的大作中提到】
:
: LOL
: If house price fall, expensive house lost more.
never.
btw, if a house's price rises, an expensive house wins more.
【在 y******n 的大作中提到】
:
: LOL
: If house price fall, expensive house lost more.
G*G
41 楼
in TX, renting an apartment is better than buying a house.
Buying a house in TX will cost you more property tax.
……
【在 c*******n 的大作中提到】
: 嗯，是的
: 交三四十年税，第二座房子的钱就出去了，不过还是比很多地方一口价便宜。
: TX买房和租房差不多的感觉，所以买房自住很爽的，但是要投资的话，请出门左转CA……
:
: 60
Buying a house in TX will cost you more property tax.
……
【在 c*******n 的大作中提到】
: 嗯，是的
: 交三四十年税，第二座房子的钱就出去了，不过还是比很多地方一口价便宜。
: TX买房和租房差不多的感觉，所以买房自住很爽的，但是要投资的话，请出门左转CA……
:
: 60
f*t
42 楼
都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？
省下的60万如果买投资屋，每年毛收入有7万，现金流巨好，根本不怕房价大迭。
税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？
省下的60万如果买投资屋，每年毛收入有7万，现金流巨好，根本不怕房价大迭。
c*n
43 楼
不对哎
如果Tax + HOA Fee + 水电比租金要低，其实挺划算的啊……
如果你还有空房间出租的还可以倒赚……
【在 G***G 的大作中提到】
: in TX, renting an apartment is better than buying a house.
: Buying a house in TX will cost you more property tax.
:
: ……
如果Tax + HOA Fee + 水电比租金要低，其实挺划算的啊……
如果你还有空房间出租的还可以倒赚……
【在 G***G 的大作中提到】
: in TX, renting an apartment is better than buying a house.
: Buying a house in TX will cost you more property tax.
:
: ……
G*G
44 楼
NOoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
oooooooooooooooooooooooooooooo
【在 c*******n 的大作中提到】
: 不对哎
: 如果Tax + HOA Fee + 水电比租金要低，其实挺划算的啊……
: 如果你还有空房间出租的还可以倒赚……
oooooooooooooooooooooooooooooo
【在 c*******n 的大作中提到】
: 不对哎
: 如果Tax + HOA Fee + 水电比租金要低，其实挺划算的啊……
: 如果你还有空房间出租的还可以倒赚……
y*n
45 楼
just several years ago. Your memory is too bad.
【在 G***G 的大作中提到】
: fall?
: never.
: btw, if a house's price rises, an expensive house wins more.
i*d
46 楼
你不就是想说你加州的房子将来涨的多么？
第一，未必。可能涨得多的地方就可能跌的多。这个没问题吧？前几年的房价历史充分
体现了这点。
第二, 又不是买股票，这是用来住的，我花比你少的多的钱享受了比你好的多的房子，
有什么问题吗？
我今天吃饱了撑的来给你分析一下这个你所谓“well written"的狗屁文章吧：
"I don't know why people think Texas is so cheap. They're not calculating
all
the costs into their assumptions -- like high our property taxes and
insurance. They must see the stats on city-data, which I believe are
somewhat misleading. "
Comments: People on this board have pointed out: the lower property tax rate
is pretty much offset by the much higher price of similar house elsewhere.
Simple math: 1m *1.5% = 500,000 * 3%.
What higher insurance? My insurance per year is less than $1000. Anyone can
show me how low your house insurance is in CA or NJ or NY? How much can you
save compare to mine? My impression is this guy is someone who lives close
to Dallas Downtown, where crime rate is high and houses are in bad condition
. Not much mid-class Chinese live there. That's not the area most of the
Chinese are interested in.
"Sure the suburbs appear cheaper, but they're not any place I would want to
live. I'd rather pay twice as much to live a couple miles closer to downtown
. The commute and the ability to use mass-transit in Dallas far exceeds
living out in a cow patch 60 miles away. "
Comments: Yeah, the author does not want to live in suburban. He wants to
live close to downtown, and he wants mass-transit. 楼上的，这是你想要的？！
这尼玛分明就是个downtown的老黑，说你们不好好读真没冤枉你们。
“Dallasites have seen the cycles for years. People move to new house next
to cow patch. New people move in and build in cow patch. Then the next wave
comes and does it again. Maybe somebody builds a strip center with a Chili's
in between. The houses don't appreciate in value because the reason they
were attractive in the first place is because they were new. Then they get
to drive 2 hours to work and return to their shoddily built castle next to
the trailer park (that they don't show you on all the city-data stats). The
schools may have good scores. But that's because of the absence of really
low performing students and the newer school districts that can be drawn to
exclude potential students they don't want to bother teaching. The big city
districts then have more work to do, educating the students that everyone
else turns their backs on. "
Comments: he continues to complain that people are moving further and
further away from the center of the city and leave behind the "low
performing students" behind. Unfortunately, that's how American cities
develop. "The schools may have good scores. But that's because of the
absence of really low performing students and the newer school districts
that can be drawn to exclude potential students they don't want to bother
teaching." True, and I am glad that's the way it is. And that's the way it
is everywhere else. BTW, how does this have anything to do with the cost of
owning a house in Texas?!!
没法说了，就这狗屁不通的文章还有人说well written。
【在 G***G 的大作中提到】
: it is well written.
: don't look at the price you buy a house but the price you sell a house.
: if you buy it cheaply, it doesn't mean your house is a good deal
: because you may risk selling it in the same cheap level of price in
: the future.
: A house's value is actually decided by its sale.
第一，未必。可能涨得多的地方就可能跌的多。这个没问题吧？前几年的房价历史充分
体现了这点。
第二, 又不是买股票，这是用来住的，我花比你少的多的钱享受了比你好的多的房子，
有什么问题吗？
我今天吃饱了撑的来给你分析一下这个你所谓“well written"的狗屁文章吧：
"I don't know why people think Texas is so cheap. They're not calculating
all
the costs into their assumptions -- like high our property taxes and
insurance. They must see the stats on city-data, which I believe are
somewhat misleading. "
Comments: People on this board have pointed out: the lower property tax rate
is pretty much offset by the much higher price of similar house elsewhere.
Simple math: 1m *1.5% = 500,000 * 3%.
What higher insurance? My insurance per year is less than $1000. Anyone can
show me how low your house insurance is in CA or NJ or NY? How much can you
save compare to mine? My impression is this guy is someone who lives close
to Dallas Downtown, where crime rate is high and houses are in bad condition
. Not much mid-class Chinese live there. That's not the area most of the
Chinese are interested in.
"Sure the suburbs appear cheaper, but they're not any place I would want to
live. I'd rather pay twice as much to live a couple miles closer to downtown
. The commute and the ability to use mass-transit in Dallas far exceeds
living out in a cow patch 60 miles away. "
Comments: Yeah, the author does not want to live in suburban. He wants to
live close to downtown, and he wants mass-transit. 楼上的，这是你想要的？！
这尼玛分明就是个downtown的老黑，说你们不好好读真没冤枉你们。
“Dallasites have seen the cycles for years. People move to new house next
to cow patch. New people move in and build in cow patch. Then the next wave
comes and does it again. Maybe somebody builds a strip center with a Chili's
in between. The houses don't appreciate in value because the reason they
were attractive in the first place is because they were new. Then they get
to drive 2 hours to work and return to their shoddily built castle next to
the trailer park (that they don't show you on all the city-data stats). The
schools may have good scores. But that's because of the absence of really
low performing students and the newer school districts that can be drawn to
exclude potential students they don't want to bother teaching. The big city
districts then have more work to do, educating the students that everyone
else turns their backs on. "
Comments: he continues to complain that people are moving further and
further away from the center of the city and leave behind the "low
performing students" behind. Unfortunately, that's how American cities
develop. "The schools may have good scores. But that's because of the
absence of really low performing students and the newer school districts
that can be drawn to exclude potential students they don't want to bother
teaching." True, and I am glad that's the way it is. And that's the way it
is everywhere else. BTW, how does this have anything to do with the cost of
owning a house in Texas?!!
没法说了，就这狗屁不通的文章还有人说well written。
【在 G***G 的大作中提到】
: it is well written.
: don't look at the price you buy a house but the price you sell a house.
: if you buy it cheaply, it doesn't mean your house is a good deal
: because you may risk selling it in the same cheap level of price in
: the future.
: A house's value is actually decided by its sale.
i*d
47 楼
不用写那么多个no, 哥给你算个帐你再说不迟：
190,000的房子，首付20%， 30年贷款，4%APR(够够高了吧？）月供 $773.02,
Property tax 算2.8%（typical DFW suburban tax rate).
190,000*2.8%/12=$443/month
insurance 算$1000/year （其实肯定比这低），$83/month
Maintenance: 多算点 $200吧。
水电气就不算了，你租房也得自己付。
总共$1499.
这样的房子你要租的话差不多$1700 到$1800吧。
除了要压大概四万首付现金，你说说看怎么个不和算法？千万别说我租个2BR只要$900
啊。那我们就鸡同鸭讲了。
NOoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
【在 G***G 的大作中提到】
: NOoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
: oooooooooooooooooooooooooooooo
190,000的房子，首付20%， 30年贷款，4%APR(够够高了吧？）月供 $773.02,
Property tax 算2.8%（typical DFW suburban tax rate).
190,000*2.8%/12=$443/month
insurance 算$1000/year （其实肯定比这低），$83/month
Maintenance: 多算点 $200吧。
水电气就不算了，你租房也得自己付。
总共$1499.
这样的房子你要租的话差不多$1700 到$1800吧。
除了要压大概四万首付现金，你说说看怎么个不和算法？千万别说我租个2BR只要$900
啊。那我们就鸡同鸭讲了。
NOoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
【在 G***G 的大作中提到】
: NOoooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
: oooooooooooooooooooooooooooooo
o*o
48 楼
就是说啊！我不喜欢德州
但那些说法确实没道理。加州税率低，但基数摆在那，所以每年交的税还是更多啊！这
个和买方卖房无关。可是白白交出去的钱。
都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？省下的60万如果买投
资屋，每年毛收入有........
【在 f****t 的大作中提到】
: 都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
: 税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？
: 省下的60万如果买投资屋，每年毛收入有7万，现金流巨好，根本不怕房价大迭。
但那些说法确实没道理。加州税率低，但基数摆在那，所以每年交的税还是更多啊！这
个和买方卖房无关。可是白白交出去的钱。
都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？省下的60万如果买投
资屋，每年毛收入有........
【在 f****t 的大作中提到】
: 都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
: 税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？
: 省下的60万如果买投资屋，每年毛收入有7万，现金流巨好，根本不怕房价大迭。
c*n
49 楼
嘛，没办法，很多人不懂Cash Flow的重要性的 ……
愿意花1w多cash买二手DFBB，而不愿意每月出三四百贷款买新DFBB的大有人在……
【在 o*o 的大作中提到】
: 就是说啊！我不喜欢德州
: 但那些说法确实没道理。加州税率低，但基数摆在那，所以每年交的税还是更多啊！这
: 个和买方卖房无关。可是白白交出去的钱。
:
: 都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
: 税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？省下的60万如果买投
: 资屋，每年毛收入有........
愿意花1w多cash买二手DFBB，而不愿意每月出三四百贷款买新DFBB的大有人在……
【在 o*o 的大作中提到】
: 就是说啊！我不喜欢德州
: 但那些说法确实没道理。加州税率低，但基数摆在那，所以每年交的税还是更多啊！这
: 个和买方卖房无关。可是白白交出去的钱。
:
: 都说德州地产税率高，其实德州20万的房子相当于加州80万的房子，两者每年交的地产
: 税钱都差不多，但是德州人背的债少多了，多余的钱干什么不好？省下的60万如果买投
: 资屋，每年毛收入有........
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