Re: 活着还有比这个更惨的吗 (转载) - 未名空间MITBBS历史存档

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Re: 活着还有比这个更惨的吗 (转载)

Re: 活着还有比这个更惨的吗 (转载)# Midlife - 人到中年

a*e2015-11-23 08:11

1 楼

【以下文字转载自 SanDiego 讨论区】
发信人: cckyle2001 (聪明辛勤警惕的羊), 信区: SanDiego
标题: Re: 活着还有比这个更惨的吗
发信站: BBS 未名空间站 (Mon Nov 23 11:14:07 2015, 美东)
We always 俭用 by nature -- not room to cut.
We spend too much money on food -- a lot of room to cut. Typically, We spend
$2~ 4k a month for a family of five. I think I should be able to cut 30%~50
% cost on food.

a*e2015-11-23 08:11

2 楼

365天天天泡饭馆也吃不了4-5万吧。全去吃西餐？

spend
50

【在 a********e 的大作中提到】

: 【以下文字转载自 SanDiego 讨论区】
: 发信人: cckyle2001 (聪明辛勤警惕的羊), 信区: SanDiego
: 标题: Re: 活着还有比这个更惨的吗
: 发信站: BBS 未名空间站 (Mon Nov 23 11:14:07 2015, 美东)
: We always 俭用 by nature -- not room to cut.
: We spend too much money on food -- a lot of room to cut. Typically, We spend
: $2~ 4k a month for a family of five. I think I should be able to cut 30%~50
: % cost on food.

t*y2015-11-23 08:11

3 楼

他说的2-4千，其实就是2千，这个对5口之家不算过分。要是4千，他哪有钱去买那9个
房啊。

【在 a********e 的大作中提到】

: 365天天天泡饭馆也吃不了4-5万吧。全去吃西餐？
:
: spend
: 50

a*e2015-11-23 08:11

4 楼

移步SD版，据说真的4000。要是2000怎么有room cut 30%到 50%?

【在 t**y 的大作中提到】

: 他说的2-4千，其实就是2千，这个对5口之家不算过分。要是4千，他哪有钱去买那9个
: 房啊。

c*12015-11-23 08:11

5 楼

Our family income from jobs drop 30% after we are in SCA.
$4千 after 2010.
Maybe $3千 before 2010.
We spend more money on food than a friend, whose family income is about 2x
of our income, spend on food.
An interesting short story. We often invited a Chinese neighbour come over
to have dinner with us because they are impressed by what we eat. And we
gave them kid's toys and clothes. Later, we found they have more money than
we have.
Food is the biggest cost in my family.

【在 t**y 的大作中提到】

: 他说的2-4千，其实就是2千，这个对5口之家不算过分。要是4千，他哪有钱去买那9个
: 房啊。

c*12015-11-23 08:11

6 楼

When you bought the 8th house, we failed to get a loan. My agent thought we
were not able to buy the house since we have bought a lot of houses.
A crazy story.The house is a foreclosure house, and the oven is missing. The
seller agent said that it was not allow we put an oven in the house, and
he would not put an oven in the house. The bank said the house must have an
oven to get a loan.
We told my agent that we would pay cash for the house.We closed the house by
paying cash. I felt good about excising the power of having money.

他哪有钱去买那9个房啊。

【在 t**y 的大作中提到】

: 他说的2-4千，其实就是2千，这个对5口之家不算过分。要是4千，他哪有钱去买那9个
: 房啊。

w*22015-11-23 08:11

7 楼

你说的是真的？我第一次听说食物是家庭最大的开销的。就是刚到美国来的没有小孩
，没有房子，没有车的人，食物都不可能是最大的开销。

than

【在 c********1 的大作中提到】

: Our family income from jobs drop 30% after we are in SCA.
: $4千 after 2010.
: Maybe $3千 before 2010.
: We spend more money on food than a friend, whose family income is about 2x
: of our income, spend on food.
: An interesting short story. We often invited a Chinese neighbour come over
: to have dinner with us because they are impressed by what we eat. And we
: gave them kid's toys and clothes. Later, we found they have more money than
: we have.
: Food is the biggest cost in my family.

c*12015-11-23 08:11

8 楼

真的.Here is where our money goes monthly.
housing is about $3k.
transportation < $2K.
one college kid( in state college) cost $2k.
2 public mid , high school kid's education cost < $1k
other misc cost $1~2k
food > $3k .
So I think we should cut cost on food.
I think 车的cost is pretty low.
We only buy new low-cost reliable vehicles. we paid about $25k, and drive
the vehicle for 15 ~20 years.
We pay off the house when we were in low cost state.
After we move to high cost state(CA), we feel the pressure of housing cost.

【在 w**********2 的大作中提到】

: 你说的是真的？我第一次听说食物是家庭最大的开销的。就是刚到美国来的没有小孩
: ，没有房子，没有车的人，食物都不可能是最大的开销。
:
: than

a*e2015-11-23 08:11

9 楼

一个月12000花销，等两个高中娃上了大学开销更多，你还幻想早退休？别抱怨了，好
好干活吧

【在 c********1 的大作中提到】

: 真的.Here is where our money goes monthly.
: housing is about $3k.
: transportation < $2K.
: one college kid( in state college) cost $2k.
: 2 public mid , high school kid's education cost < $1k
: other misc cost $1~2k
: food > $3k .
: So I think we should cut cost on food.
: I think 车的cost is pretty low.
: We only buy new low-cost reliable vehicles. we paid about $25k, and drive

c*12015-11-23 08:11

10 楼

I think 花销 is about $9k ~12K.
幻想 makes [easy money] and [to cut cost]

【在 a********e 的大作中提到】

: 一个月12000花销，等两个高中娃上了大学开销更多，你还幻想早退休？别抱怨了，好
: 好干活吧

t*y2015-11-23 08:11

11 楼

这个开销放在加州也不算过分。我只是好奇楼主的收入和这个开销怎么攒钱买的9个房
。他基本月光啊。

【在 a********e 的大作中提到】

: 一个月12000花销，等两个高中娃上了大学开销更多，你还幻想早退休？别抱怨了，好
: 好干活吧

c*12015-11-23 08:11

12 楼

The 9 house are in low cost state.
We were in low cost state.Our job incomes were about 40% higher than you are
now.And the living cost was lower.

【在 t**y 的大作中提到】

: 这个开销放在加州也不算过分。我只是好奇楼主的收入和这个开销怎么攒钱买的9个房
: 。他基本月光啊。

t*y2015-11-23 08:11

13 楼

That's a terrible move. Why you want to do that?

are

【在 c********1 的大作中提到】

: The 9 house are in low cost state.
: We were in low cost state.Our job incomes were about 40% higher than you are
: now.And the living cost was lower.

a*e2015-11-23 08:11

14 楼

4万刀吃饭还是很impressive

【在 t**y 的大作中提到】

: 这个开销放在加州也不算过分。我只是好奇楼主的收入和这个开销怎么攒钱买的9个房
: 。他基本月光啊。

w*22015-11-23 08:11

15 楼

3K一个月9套房子的花销太少。随便一套房子下水道堵一下，屋顶漏一下，WATER
HEATER换一下，钱出去的哗哗的。我一套房子，就是个RAIN GUTTER堵了一下，水全冲
到人家房里。半夜十二点站在那儿排水。给人家钱住MOTEL。回来请DISASTER COMPANY
来清理，还逼着我当天换地毯，再加上还换了个屋顶。租金两年都搭进去。哭死了。唯
一可以安慰自己的，管他亏还是不亏，我好歹也有套出租房。

【在 a********e 的大作中提到】

: 4万刀吃饭还是很impressive

c*12015-11-23 08:11

16 楼

California dream!
I keep questioning the wisdom of making the move.
We have a friend. They moved to AZ 10 years ago, because they are tired of
high living cost in NCA. They quitted higher paid AZ jobs 2 years ago, and
moved to NCA. I think they might be heading into a difficult position.
I think we are backed by nice investment income. We may be able to overcome
the difficulties.

【在 t**y 的大作中提到】

: That's a terrible move. Why you want to do that?
:
: are

c*12015-11-23 08:11

17 楼

We rent a house in SCA. $3K is the cost of rent + utilities.
9套rental房子 get net $7,8K a month.
The maintenance cost of 9套rental房子is about $5,6K per month.The houses
have about 80% equity.

COMPANY

【在 w**********2 的大作中提到】

: 3K一个月9套房子的花销太少。随便一套房子下水道堵一下，屋顶漏一下，WATER
: HEATER换一下，钱出去的哗哗的。我一套房子，就是个RAIN GUTTER堵了一下，水全冲
: 到人家房里。半夜十二点站在那儿排水。给人家钱住MOTEL。回来请DISASTER COMPANY
: 来清理，还逼着我当天换地毯，再加上还换了个屋顶。租金两年都搭进去。哭死了。唯
: 一可以安慰自己的，管他亏还是不亏，我好歹也有套出租房。

c*12015-11-23 08:11

18 楼

Food is an important source of my happiness.

【在 a********e 的大作中提到】

: 4万刀吃饭还是很impressive

t*y2015-11-23 08:11

19 楼

看你个业余房东，我这个乐啊。

COMPANY

【在 w**********2 的大作中提到】

w*22015-11-23 08:11

20 楼

你乐个啥呀。不是明年就是后年，总有一年，你会让房客半夜叫起，一大堆SORRY，在
自己半夜动手或者让房客先住MOTEL之间权衡。尽管我还算能干，到底不是HANDYMAN，
半夜自己动手万万不会。除开让他们住MOTEL，根本没有其他选择。

【在 t**y 的大作中提到】

: 看你个业余房东，我这个乐啊。
:
: COMPANY

t*y2015-11-23 08:11

21 楼

我有管理公司替我管着，你这样的事情在我身上是不会发生地，LOL

【在 w**********2 的大作中提到】

: 你乐个啥呀。不是明年就是后年，总有一年，你会让房客半夜叫起，一大堆SORRY，在
: 自己半夜动手或者让房客先住MOTEL之间权衡。尽管我还算能干，到底不是HANDYMAN，
: 半夜自己动手万万不会。除开让他们住MOTEL，根本没有其他选择。