租车赔付问题--冰雹 update called to dispute and claim dropped# Money - 海外理财
p*l
1 楼
called them to dispute ... they dropped the claim
lesson learnt:
never rent a car from enterprise.. my case is not an isolated case.. many
others had the similar experience with enterprise.
on safe side, use amex instead of visa when rent a car.. both could be
primary coverage.. but coverage by visa is more limited...
you can find the hail report here in case you need to dispute a hail claim
http://www.spc.noaa.gov/climo/reports/
-----------------
最近被enterprise 坑了 ，还车的时候愣说 车顶被冰雹砸了两个坑， 懒得和他们理论
（根本租车期间没有冰雹）， 准备让 visa 付了，visa 到底 cover 冰雹损吗？
网上查了。。 很多说不赔。。老余 的帖子也翻出来看了看
yudeli (babe) 于 (Sat Dec 10 02:24:34 2011, 美东) 提到:
that's a very good question.
standard language of Visa policy does limit the coverages to "collision or
theft", while some Master Cards do.
so you are right - Visa would not cover the damage caused by hail.
可是 http://usa.visa.com/personal/card-benefits/credit-card/collision-waiver.jsp#anchor_5 说的是
Subject to the terms and conditions in this Guide to Benefit, if you do not
have personal automobile insurance or any other insurance covering this
theft or damage, this benefit reimburses you for the covered theft or damage
as well as valid administrative and loss-of-use charges。
The benefit covers:
Physical damage and/or theft of the covered rental vehicle.
另外，在他们网页上 的 what is not covered..没有提到冰雹不 cover。。。
lesson learnt:
never rent a car from enterprise.. my case is not an isolated case.. many
others had the similar experience with enterprise.
on safe side, use amex instead of visa when rent a car.. both could be
primary coverage.. but coverage by visa is more limited...
you can find the hail report here in case you need to dispute a hail claim
http://www.spc.noaa.gov/climo/reports/
-----------------
最近被enterprise 坑了 ，还车的时候愣说 车顶被冰雹砸了两个坑， 懒得和他们理论
（根本租车期间没有冰雹）， 准备让 visa 付了，visa 到底 cover 冰雹损吗？
网上查了。。 很多说不赔。。老余 的帖子也翻出来看了看
yudeli (babe) 于 (Sat Dec 10 02:24:34 2011, 美东) 提到:
that's a very good question.
standard language of Visa policy does limit the coverages to "collision or
theft", while some Master Cards do.
so you are right - Visa would not cover the damage caused by hail.
可是 http://usa.visa.com/personal/card-benefits/credit-card/collision-waiver.jsp#anchor_5 说的是
Subject to the terms and conditions in this Guide to Benefit, if you do not
have personal automobile insurance or any other insurance covering this
theft or damage, this benefit reimburses you for the covered theft or damage
as well as valid administrative and loss-of-use charges。
The benefit covers:
Physical damage and/or theft of the covered rental vehicle.
另外，在他们网页上 的 what is not covered..没有提到冰雹不 cover。。。
