citigold $400 offer - 未名空间MITBBS历史存档

国际科技财经博客移民网络热点娱乐民生时事公众号

Redian新闻

>未名空间

>Money - 海外理财

citigold $400 offer

citigold $400 offer# Money - 海外理财

s*r2015-09-12 07:09

1 楼

https://banking.citibank.com/cbol/15/checking/q3/aquisition/default.htm?BT_X
=1&masterID=&rateSheetId=&_jfp=https%3A%2F%2Fonline.citi.com&BTData=
4021579796E61775A5D434ABBB6A9BFA49E938E84F6EEF2ECECD2DBC7DE2728E85534A&BT_AS
=8&BT_CON=1&BT_TRF=170761&Promo_ID=CZCA&intc=2~1~55~2~090315~2~Q32015-
D4CitigoldAcquitions~CitigoldAcquisitionHeaderOverview&ProspectID=
601E9C58082543D2A9420BE062074594
需要5w的存款，拿400刀。
顺便请问一下，
Maintain a combined average monthly balance of $50,000 or more in eligible
linked deposit and retirement balances for the prior calendar month
OR
Maintain a combined average monthly balance of $100,000 or more in eligible
linked deposits, retirement balances, and investments for the prior calendar
month
关于monthly fee,有点不理解 linked deposit的意思, 是保持有5w存款在checking
account 还是要求每个月都有5w的direct deposit? 请达人解答

x*32015-09-12 07:09

2 楼

我去问过。这个Monthly fee可以免去如果你有5万在你的帐户上，记住是checking跟
saving总和5万就可以。另外我是老顾客，也是有$400，但是需要开个saving plus的
account，利息5倍up to 3 month and up to $400。如不对请纠正

s*r2015-09-12 07:09

3 楼

谢谢解答。5w存款的话还能勉强拼搏一下。
saving plus的那个400要求太高了。年利息差不多0.1%，3个月拿400，需要32w的存款
5倍利息，年利息0.1%
400/0.5%×4=32w.

【在 x**********3 的大作中提到】

: 我去问过。这个Monthly fee可以免去如果你有5万在你的帐户上，记住是checking跟
: saving总和5万就可以。另外我是老顾客，也是有$400，但是需要开个saving plus的
: account，利息5倍up to 3 month and up to $400。如不对请纠正

m*22015-09-12 07:09

4 楼

这个也应该可以用credit card fund吧？

S*l2015-09-12 07:09

5 楼

5w存款.................

h*a2015-09-12 07:09

6 楼

Mark

b*r2015-09-12 07:09

7 楼

1%都木有啊

_X
AS

【在 s********r 的大作中提到】

: https://banking.citibank.com/cbol/15/checking/q3/aquisition/default.htm?BT_X
: =1&masterID=&rateSheetId=&_jfp=https%3A%2F%2Fonline.citi.com&BTData=
: 4021579796E61775A5D434ABBB6A9BFA49E938E84F6EEF2ECECD2DBC7DE2728E85534A&BT_AS
: =8&BT_CON=1&BT_TRF=170761&Promo_ID=CZCA&intc=2~1~55~2~090315~2~Q32015-
: D4CitigoldAcquitions~CitigoldAcquisitionHeaderOverview&ProspectID=
: 601E9C58082543D2A9420BE062074594
: 需要5w的存款，拿400刀。
: 顺便请问一下，
: Maintain a combined average monthly balance of $50,000 or more in eligible
: linked deposit and retirement balances for the prior calendar month

g*x2015-09-12 07:09

8 楼

watchout for that 1099

s*r2015-09-12 07:09

9 楼

怎么没有？
3个月，3.2% apr.

【在 b*****r 的大作中提到】

: 1%都木有啊
:
: _X
: AS

s*r2015-09-12 07:09

10 楼

1099是肯定的
这个起码比那个坑爹的返点好，那个税要报的多的多。

【在 g********x 的大作中提到】

: watchout for that 1099

d*n2015-09-12 07:09

11 楼

are you sure？
counted as purchase？
我记得usbank的可以500 as purchase to fill up

【在 m**2 的大作中提到】

: 这个也应该可以用credit card fund吧？

m*22015-09-12 07:09

12 楼

Doctor of Credit有讲：
http://www.doctorofcredit.com/does-funding-a-bank-account-with-

【在 d******n 的大作中提到】

: are you sure？
: counted as purchase？
: 我记得usbank的可以500 as purchase to fill up

v*p2015-09-12 07:09

13 楼

我申请了，用的网上的link，打电话过去说我的application里没有这个offer。这是怎
么回事？

m*22015-09-12 07:09

14 楼

我也用网上的link申请了，online chat说我的account有这个offer。不过确实注意到
网页上写的code是42LJS8HCTH，但申请表上自动填写的code是CZCA，不知道是什么意思。

【在 v****p 的大作中提到】

: 我申请了，用的网上的link，打电话过去说我的application里没有这个offer。这是怎
: 么回事？

h*n2015-09-12 07:09

15 楼

是否必须删掉那个自动填写的CZCA，然后填写42LJS8HCTH，才可以得到offer 呢？

_X
AS

【在 s********r 的大作中提到】

m*o2015-09-12 07:09

16 楼

看了下没说去年拿过同样offer的不能再拿，可以放心申了吧

t*72015-09-12 07:09

17 楼

MARK

m*22015-09-12 07:09

18 楼

又开了个savings plus account，知道了account number后，打电话1-800-745-1534，
结果转到了一个personal banker，结果不能用credit card fund。后来重新打，选
check new account status，然后才可以用credit card fund。大家注意了，不要走弯
路。

y*i2015-09-12 07:09

19 楼

or simply fill out that form and fax

【在 m**2 的大作中提到】

: 又开了个savings plus account，知道了account number后，打电话1-800-745-1534，
: 结果转到了一个personal banker，结果不能用credit card fund。后来重新打，选
: check new account status，然后才可以用credit card fund。大家注意了，不要走弯
: 路。

m*22015-09-12 07:09

20 楼

Is that form for checking only or for both checking and savings?

【在 y****i 的大作中提到】

: or simply fill out that form and fax

y*i2015-09-12 07:09

21 楼

used for both
can be used for CD as well
hehe

【在 m**2 的大作中提到】

: Is that form for checking only or for both checking and savings?

y*i2015-09-12 07:09

22 楼

oh, don't go wild ...

【在 y****i 的大作中提到】

: used for both
: can be used for CD as well
: hehe

m*22015-09-12 07:09

23 楼

Good to know, CD!

【在 y****i 的大作中提到】

: used for both
: can be used for CD as well
: hehe

m*22015-09-12 07:09

24 楼

Yes, you are right. Credit card company may have a problem and start a FR...
而且开CD时，有一个statement说 “Important Note: Upon opening your CD, funds
must be transferred from your available balances in a linked Citibank
account. ”

【在 y****i 的大作中提到】

: oh, don't go wild ...

m*o2015-09-12 07:09

25 楼

Thank you very much for the information. I value the cash back from the
credit card more than the $400 checking account bonus.
I also noticed the message: “Important Note: Upon opening your CD, funds
must be transferred from your available balances in a linked Citibank
account. ”
Have you successfully used credit card to fund CD? Many thanks for your
continuous help and contribution!

【在 y****i 的大作中提到】

: used for both
: can be used for CD as well
: hehe

y*i2015-09-12 07:09

26 楼

thanks for pointing this out, this is news to me, so maybe a no go for CD
after all
no, I have not opened a CD recently myself, but in old days people were able
to do that

【在 m*********o 的大作中提到】

: Thank you very much for the information. I value the cash back from the
: credit card more than the $400 checking account bonus.
: I also noticed the message: “Important Note: Upon opening your CD, funds
: must be transferred from your available balances in a linked Citibank
: account. ”
: Have you successfully used credit card to fund CD? Many thanks for your
: continuous help and contribution!

m*o2015-09-12 07:09

27 楼

Thanks. People used credit card to fund CD in 2008. At that time, Citi cash
return card had 5% cash back for everything during the first three months
after opening. Maybe citi put such a note for CD due to the previous story.
:)

able

【在 y****i 的大作中提到】

: thanks for pointing this out, this is news to me, so maybe a no go for CD
: after all
: no, I have not opened a CD recently myself, but in old days people were able
: to do that

y*i2015-09-12 07:09

28 楼

4-5% interest rates helped to fuel the frenzy as well
citi put a stop on that by coding all financial institute transactions as
cash advance
only sine very recent did they stop doing that
may still be a good idea not to kill the goose that lays the golden eggs

cash
.

【在 m*********o 的大作中提到】

: Thanks. People used credit card to fund CD in 2008. At that time, Citi cash
: return card had 5% cash back for everything during the first three months
: after opening. Maybe citi put such a note for CD due to the previous story.
: :)
:
: able

m*22015-09-12 07:09

29 楼

细水长流。。。

【在 y****i 的大作中提到】

: 4-5% interest rates helped to fuel the frenzy as well
: citi put a stop on that by coding all financial institute transactions as
: cash advance
: only sine very recent did they stop doing that
: may still be a good idea not to kill the goose that lays the golden eggs
:
: cash
: .

m*o2015-09-12 07:09

30 楼

I can't agree more.

【在 y****i 的大作中提到】