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奔个n97的照片# PDA - 掌中宝
l*y
1
在AAA 拿到了20 年 500,000 的term,310一年,这个公司保险吗? Is this price
reasonable?
Thanks!
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s*e
2
3ku
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R*e
3
女人在爱情里总是容易头昏脑胀的,所以我们总是需要一两个耳聪目明的爱情军师帮我
们擦亮眼睛,但是可不是每个闺密都适合当爱情军师的哦,如果遇到不够聪明又爱自作
聪明的闺密指手画脚,说不定弄巧成拙,好好的姻缘都会被她们搞砸,那么哪些星座的
爱情军师的话是一定要听进去的呢?现在就来为你解惑,什么星座闺密最适合做爱情军
师!
No.1 魔羯座
魔羯座的女生很理性,不会轻易的对一个人妄下结论,作为好友的闺密,她们绝不会因
为你男友私下里讨好她就帮他说好话,也不会因为她看你男友不顺眼就唱衰他,她会理
性的观察很久,然后才做判断,而且她们说话有条理,句句一语中的,如果是真有问题
,他们能够理由充分的说服你,帮住闺密面对现实。
NO.2处女座
处女座的女生观察力和强,而且她们很善于以小查大,甚至从对方很细节的生活习惯他
们就能判断对方的个性脾气,也许你们俩还在和和美美的热恋期的时候她就能猜出你们
俩会不会闹矛盾,甚至大概相处多久之后你们就会闹矛盾或者分手,但是她们不会在你
们热恋期的时候说什么,因为她知道说了也没有用,所以一旦你们出现问题你找到她诉
苦的时候,你才会发现她已经准备好一大套理论说服你和几大
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N*w
5
http://www.msqt.org/
MSQt? is an application and UI framework. Using MSQt?, you can write web-
enabled applications once and deploy them across MS? Windows?, MS? Mobile?
and MS? Tablet? operating systems without rewriting the source code.
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N*D
6
only resized to 30%.
看着还凑活
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n*h
7


【在 l**y 的大作中提到】
: 在AAA 拿到了20 年 500,000 的term,310一年,这个公司保险吗? Is this price
: reasonable?
: Thanks!

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L*7
8
军士们的下场好像都不咋地。。。
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l*e
9
不错,只是感觉有点失焦,第二幅太过凌乱!
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y*e
10
这个价钱很便宜的了,是最后的价格吗?一般广告是这么多,体检后不一定能拿得到。
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N*D
11
应该用他那个“landscap"模式,可能会好些
第二副,是问题,

【在 l*****e 的大作中提到】
: 不错,只是感觉有点失焦,第二幅太过凌乱!
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l*y
12
I am 35 years old and this is the quote from the agent.
I will do the physical exam later to determine the rate.
However, if the final rate is much higher than this, I will cancel the
policy and get the refund.

【在 y****e 的大作中提到】
: 这个价钱很便宜的了,是最后的价格吗?一般广告是这么多,体检后不一定能拿得到。
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l*e
13
不过这可是秋日阳光啊,看一地的黄叶我就羡慕
而且是在山里,真不错

【在 N**D 的大作中提到】
: 应该用他那个“landscap"模式,可能会好些
: 第二副,是问题,

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g*g
14
It's so so, I got around $340 for 30 years, which IMHO, is cheaper
than yours. I got the quote online, there are a lot of websites like that.

【在 l**y 的大作中提到】
: I am 35 years old and this is the quote from the agent.
: I will do the physical exam later to determine the rate.
: However, if the final rate is much higher than this, I will cancel the
: policy and get the refund.

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N*D
15
这个周末打算再找个地方看看,山里很漂亮现在, 气温还是7-80度,卡卡

【在 l*****e 的大作中提到】
: 不过这可是秋日阳光啊,看一地的黄叶我就羡慕
: 而且是在山里,真不错

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a*s
16
我32岁, $750K, 30年, $600,可以吗?
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k*r
17
wow。效果很好呀
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c*e
18
30年差不多

【在 l**y 的大作中提到】
: I am 35 years old and this is the quote from the agent.
: I will do the physical exam later to determine the rate.
: However, if the final rate is much higher than this, I will cancel the
: policy and get the refund.

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v*e
19
不错。

【在 N**D 的大作中提到】
: only resized to 30%.
: 看着还凑活

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j*y
20
查看最便宜的 term life insurance,不过体检后基本要涨价
http://yourlifesolution.com/

【在 l**y 的大作中提到】
: 在AAA 拿到了20 年 500,000 的term,310一年,这个公司保险吗? Is this price
: reasonable?
: Thanks!

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N*D
21
这是俺抛弃nikon, 走向手机/GPS/相机/mp3 player 一体化的重要一步,恩。
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S*C
22
Why do you need a 30-yr term life rather than 20-yr? I think the question
should be asked first is, 20 years from now, do I really need a life
insurance?

【在 a*****s 的大作中提到】
: 我32岁, $750K, 30年, $600,可以吗?
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g*g
23
Usually you match that to about your retire age. If you are at your
30s, it makes sense unless you plan to retire at 50s.
Life insurance is to protect the salary you can earn for your family.

【在 S**C 的大作中提到】
: Why do you need a 30-yr term life rather than 20-yr? I think the question
: should be asked first is, 20 years from now, do I really need a life
: insurance?

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a*s
24
It is correct and moreover, considering your kids college expenses in 20
years....

【在 g*****g 的大作中提到】
: Usually you match that to about your retire age. If you are at your
: 30s, it makes sense unless you plan to retire at 50s.
: Life insurance is to protect the salary you can earn for your family.

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S*C
25
20 years from now, my kids will graduate from college and they will be
financially independent, my LD also works, so I do not worry about her
finance issue. Besides, over the coming 20 years, we expect to accumulate
reasonable nest egg, which may or may not be enough for both of us, but
certainly would be enough for one of us. I think my situation is quite
common among the Chinese professionals in the US.
So no, retirement age has nothing to do with life insurance term length.

【在 g*****g 的大作中提到】
: Usually you match that to about your retire age. If you are at your
: 30s, it makes sense unless you plan to retire at 50s.
: Life insurance is to protect the salary you can earn for your family.

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S*C
26
Your kids may already graduate from college by then, and even if not, your
accumulated asset over the 20 years should be more than enough. So tell me
why you still need an insurance policy after 20 years?

【在 a*****s 的大作中提到】
: It is correct and moreover, considering your kids college expenses in 20
: years....

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k*n
27
I think you were confused by whole life insurance and term life insurance
people buying a term life insurance covering upto their retirement age are
to protect their families just in case they die within the term, 10, 20
or 30 years, and their families would suffer financially otherwise.
It's totally different from retirement saving though and life insurance
should be separated from retirement saving that's why we buy term.

【在 S**C 的大作中提到】
: 20 years from now, my kids will graduate from college and they will be
: financially independent, my LD also works, so I do not worry about her
: finance issue. Besides, over the coming 20 years, we expect to accumulate
: reasonable nest egg, which may or may not be enough for both of us, but
: certainly would be enough for one of us. I think my situation is quite
: common among the Chinese professionals in the US.
: So no, retirement age has nothing to do with life insurance term length.

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g*g
28
Well, your kids probably won't suffer hardship at their 20s, but anything
could happen. They might be unemployed or disabled, and if you want to be
very risk-adverse, you'd want to protect all your active income. And you
probably earn much more than now if you continue to be employed at that
time.
Not saying your mindset is wrong, but a 30 yrs plan is probably more
conservative and doesn't really cost much more.

【在 S**C 的大作中提到】
: 20 years from now, my kids will graduate from college and they will be
: financially independent, my LD also works, so I do not worry about her
: finance issue. Besides, over the coming 20 years, we expect to accumulate
: reasonable nest egg, which may or may not be enough for both of us, but
: certainly would be enough for one of us. I think my situation is quite
: common among the Chinese professionals in the US.
: So no, retirement age has nothing to do with life insurance term length.

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S*C
29
Of course how big saving you already have and you expect to have near the
end of term life should be one important factor to determine how long and
how much you need to insure. If you already have, say a couple of millions,
then you may not need life insurance at all.

【在 k***n 的大作中提到】
: I think you were confused by whole life insurance and term life insurance
: people buying a term life insurance covering upto their retirement age are
: to protect their families just in case they die within the term, 10, 20
: or 30 years, and their families would suffer financially otherwise.
: It's totally different from retirement saving though and life insurance
: should be separated from retirement saving that's why we buy term.

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S*C
30
If one wants to be more conservative, he may want to insure larger amount
rather than longer term, since his family will suffer most if he die
tomorrow or in near future, than if he die 20 years later. He may consider a
20-year plus a supplementary 10-year one, or 20-year plus GUL from his
employee.

【在 g*****g 的大作中提到】
: Well, your kids probably won't suffer hardship at their 20s, but anything
: could happen. They might be unemployed or disabled, and if you want to be
: very risk-adverse, you'd want to protect all your active income. And you
: probably earn much more than now if you continue to be employed at that
: time.
: Not saying your mindset is wrong, but a 30 yrs plan is probably more
: conservative and doesn't really cost much more.

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