hulu on Galaxy 7inch# PDA - 掌中宝
d*g
1 楼
咱一共保持着大概7张信用卡有效,平时用的一般就两三张,最近想想老放着不用是不
是不太好,就找出一张刷了一次。
正好最近查了查信用记录,发现这么一条减分的理由:
23 – NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES
再看credit report的那些卡(也就是revolving accounts)一共8张,有balance的4张
。难道这有问题?
还有一条也闹不懂,说 11 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH,
一看Debt to credit limit ratio 才4%, 才花4%的额度,就high了?
是不太好,就找出一张刷了一次。
正好最近查了查信用记录,发现这么一条减分的理由:
23 – NUMBER OF BANK OR NATIONAL REVOLVING ACCOUNTS WITH BALANCES
再看credit report的那些卡(也就是revolving accounts)一共8张,有balance的4张
。难道这有问题?
还有一条也闹不懂,说 11 - AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH,
一看Debt to credit limit ratio 才4%, 才花4%的额度,就high了?