Quote: Purchase Protection covers all your online purchases, on eBay or on any other website, when you use PayPal. It also covers you when you make a payment on our website. You must open a dispute within 45 days of your purchase or payment to initiate the Purchase Protection process. Finally, your account must be in good standing with us to get Purchase Protection. Purchase Protection does not cover certain kinds of purchases. These include vehicles (of any kind), custom made items, travel tickets, industrial machinery (for manufacturing), prepaid cards, or items that violate our policies or eBay’s policies (stuff that’s usually prohibited by law anyway ). Purchase Protection also does not cover items that you purchase in person , or money you send to friends and family. https://www.paypal.com/us/webapps/mpp/security/buyer-protection