Stafford Loans have loan fees of 4%, which are deducted from the
disbursement check. These fees consist of a 3% origination fee and a 1%
default fee (previously "guarantee fee"). Starting July 1, 2006, the default
fee will be mandatory. (Previously, guarantee agencies could waive the fee
and many did.) The origination fee will drop from 3% to 2% on July 1, 2006,
and will drop by a further 0.5% each successive July 1, until it is phased
out entirely on July 1, 2010.
请问有申请过Stafford的么, 是否产生的费用只有1%的fee。 主要打算享受低收入的
这个subsidized loan,然后在grace period内换完款,有没有问题呢?