why not buy 30 years 50W term life insuance for 400+ (under 35 and healthy) and invest the rest 2500+ dollars to index fund? what's the benefit of ULI compared to above strategy?
【在 x****o 的大作中提到】 : 50W index universal life insurance : 30ys pay around 3000$/y : 0-10% based on market : if ur under 35 and healthy
tax free floor is 0-1% if market is bad gr no money lost fix rate 4% and easy to switch u dont have to care anything it is a good way to backup 401K with rider long term care I am still studying this with other strategy
【在 a**r 的大作中提到】 : why not buy 30 years 50W term life insuance for 400+ (under 35 and healthy) : and invest the rest 2500+ dollars to index fund? : what's the benefit of ULI compared to above strategy?
【在 a**r 的大作中提到】 : why not buy 30 years 50W term life insuance for 400+ (under 35 and healthy) : and invest the rest 2500+ dollars to index fund? : what's the benefit of ULI compared to above strategy?
【在 a**r 的大作中提到】 : why not buy 30 years 50W term life insuance for 400+ (under 35 and healthy) : and invest the rest 2500+ dollars to index fund? : what's the benefit of ULI compared to above strategy?
r*9
26 楼
400/year.
【在 f****d 的大作中提到】 : 400+for every year or for 30 year total?
exactly, insurance is insurance for most individuals. research shows a combination of saving account and a term life is way better than any cash value life!