李咏女儿近照曝光！惊艳四射，正在申请大学！# bagua - 娱乐八卦
U*n
1 楼
Loan amt: 340,000
Down payment: 20%
origination charge: 4495
credit for the rate: -3400
Appraisal fee: 505
Credit report: 20
Tax service fee:60
flood cert: 12
Title services and lender's title insurance: 2000
hazard insurace : 600
这个origination charge，title insurance, hazard insurance是不是太高了啊？本
来是说no point的啊。还有难道不是自己买hazard insurance吗？如果lender收了这个
费用，我自己还需要买homeowner insurance吗？还有他们charge了我lender's title
insurance，自己还需要买owner's title insurance吗？
另外closing cost estimate也看起来不大对：
origination
Down payment: 20%
origination charge: 4495
credit for the rate: -3400
Appraisal fee: 505
Credit report: 20
Tax service fee:60
flood cert: 12
Title services and lender's title insurance: 2000
hazard insurace : 600
这个origination charge，title insurance, hazard insurance是不是太高了啊？本
来是说no point的啊。还有难道不是自己买hazard insurance吗？如果lender收了这个
费用，我自己还需要买homeowner insurance吗？还有他们charge了我lender's title
insurance，自己还需要买owner's title insurance吗？
另外closing cost estimate也看起来不大对：
origination