Before funding day, any loan approval is subject to any additional conditions and verifications. (i.e. your latest paystub, etc). It is largely lender dependent.
to
【在 w*****e 的大作中提到】 : 拿到truth in lending以后就可以closing了吗,有没有一个什么东西说“cleared to : close”才能closing的? : 多谢
k*2
5 楼
选6)和7)
w*e
6 楼
meaning I'll tell the lender about closing date, and they will ask for additional verifications right before closing, and then allow me to close?
largely lender dependent.
【在 k******o 的大作中提到】 : Before funding day, any loan approval is subject to any additional : conditions and verifications. (i.e. your latest paystub, etc). It is largely lender dependent. : : to
l*1
7 楼
8) 和白妞结婚,生一堆小床普
k*o
8 楼
It largely depends on the lender. Rule of thumb, the big banks will have less requirement yet relatively high mortgage rate. Small lender is most likely to demand more paper work due to potential possible reasons investor(s) refuses to purchase your loan. Normally your funding day shall be around, or before, your locked rate expired day. Lender may (or may not) ask additional verification, such as your employment. This is your mortgage broker job. You just need submit info requested.
【在 w*****e 的大作中提到】 : meaning I'll tell the lender about closing date, and they will ask for : additional verifications right before closing, and then allow me to close? : : largely lender dependent.