7. personal property taxes是什么？去年没买新车，是不是就是车的每年的
registation 里的license fee(55刀），因为写着（may be an income tax deduction
)。还有什么呢？
----do you have a boat? if no, that's all
8. other taxes.这一项能填什么？
---- other tax not included in line 5,6,7. do you have foreign bank account?
foreign tax you paid can be reported here and take the deduction, or take
foreign tax credit, depends on which way is better for you
12. points not reported to you on 1098.这一项能填什么？去年做过一次
refinance。
---- do you have settlement statement? if no, forget it
13. mortgage insurance premiums。寄来的1098表里是0.但是我们买保险了呀，怎么
填？
----should be in box 4 of 1098
17.charity other than by cash or check. 捐过衣服，但收据找不到了，怎么办？
就是那种放家门口，到时候有卡车拉走的那种。收据上的价钱也是自己写的。那不是写
得越多越好（小于500刀），也没法查的吧。
----if you get audit, you'd better to provide the receipt or proof of
donation
还有1040表里的59b，first time homebuyer credit repayment是什么？我们是第一
次买房，有这个吗？
----this credit was for people bought first home in 08 09 10.
还有哪些项可以减税的，我怎么算着和没房子用standard
deduction差不多呀？我怎么记得听说过可以把买房子交的tax呀，insurance都退回来
呢？谢谢解答。
---- you can deduct your mortgage interest
usually, if people don't have a lot of medical bills and mortgage interest,
standard deduction is the better way
