nice! by comparison, my first attempt was a total disaster!!! my camera battery died right after the exposure ... there was no way to check infinity focus on the damn kit lens (yeah, stupid me!) borrowed a friend's camera, but its LCD screen wouldn't shut off during the exposure. the shot came out grey. not sure if it was the ambient light, or wrong spot/ time. a dumb question, is the milky way visible by eye?
【在 r*********t 的大作中提到】 : nice! by comparison, my first attempt was a total disaster!!! : my camera battery died right after the exposure ... there was no way to : check infinity focus on the damn kit lens (yeah, stupid me!) borrowed a : friend's camera, but its LCD screen wouldn't shut off during the exposure. : the shot came out grey. not sure if it was the ambient light, or wrong spot/ : time. : a dumb question, is the milky way visible by eye?
【在 a*******d 的大作中提到】 : Yes, even roth IRA has a 5 year mature period, only after 5 years after : the deposit you are allowed to withdraw your money without penalty.
c*9
40 楼
再来3个,原来是有前景的,之前不知道为什么错过了这几张。。 这样看起来是不是更自然一点?
a*d
41 楼
Yes, 5 tax year waiting period applies to both premium and profit.
【在 i**********o 的大作中提到】 : 本金也有这限制?
l*g
42 楼
are you sure?
【在 a*******d 的大作中提到】 : Yes, 5 tax year waiting period applies to both premium and profit.
【在 a*******d 的大作中提到】 : Yes, even roth IRA has a 5 year mature period, only after 5 years after : the deposit you are allowed to withdraw your money without penalty.
s*d
45 楼
如果你现在的401(k) plan很好,可以留在里面, 你离开工作时多于$5k的话plan不能kick you out。 任何时候,你都可以rollover到IRA。 然后,你可以每年convert一些到Roth,在tax amount以下, 这样以后每一分钱都不交税了。 或者你可以用72t取钱出来,但这个你得一直弄到59.5岁。
a*d
46 楼
it's so complicated to explain: 1) For regular contribution of roth IRA, you can withdraw your contribution (not earnings) any time without any penalty 2) For a converted roth IRA, you have to hold the assets in a Roth for five years or until turning 59½, whichever comes first, to make penalty- free withdrawals of your converted amounts. And most importantly, each conversion has its own five-year clock.
【在 l*******g 的大作中提到】 : are you sure?
a*d
47 楼
72(t) is not an option for most ppl here. And former employer will charge extra money if you don't transfer ur retirement account out.
【在 a*******d 的大作中提到】 : 72(t) is not an option for most ppl here. And former employer will charge : extra money if you don't transfer ur retirement account out.
a*d
49 楼
72(t) regulates that payments must last for five years or until you are 59 1/2, whichever is longer. For most ppl under 40 here, no one wants to distribute their withdraw plan to over 19 years after they returned to China. Constructive advice please, otherwise you just keep your mouth shut.