M*g
2 楼
life没有好的，买term
【在 J*y 的大作中提到】
: 三十来岁，身体健康，有娃。以前从来没有考虑过。现在开始考虑。推荐一下吧。
【在 J*y 的大作中提到】
: 三十来岁，身体健康，有娃。以前从来没有考虑过。现在开始考虑。推荐一下吧。
J*y
3 楼
20 年的就够了吧。
具体说说，哪家好。谢谢。
【在 M****g 的大作中提到】
: life没有好的，买term
具体说说，哪家好。谢谢。
【在 M****g 的大作中提到】
: life没有好的，买term
C*N
4 楼
公司买的一般是life 还是term?
y*i
5 楼
If you want return of premium (ROP), try 30 year instead of 20 year because
of compound interest. My $500k 30 year ROP term life premium is $50 a month,
starting at 31 as non-smoking man. My wife choose $500k term w/o ROP from
Metlife and premium is 300$ a year, from 28 year old as a F1 student. Some
insurance companies do not provide ROP term for F1 or H1. My lowest
quotation was from AIG but finally chose Genworth because they accept H1 for
ROP term at that time. You can quote online and in my case a local broker
stopped by and showed me his quote was the same as mine. We tried 20, 30
year term and 20, 30 year ROP. ING or AIG were the lowest in each group.
Later he figured out only Genworth can do ROP for H1 and monthly payment is
only $2 more than AIG. So I accepted that and scheduled the blood test. That
was 2008, hope this information is still useful.
【在 J*y 的大作中提到】
: 三十来岁，身体健康，有娃。以前从来没有考虑过。现在开始考虑。推荐一下吧。
of compound interest. My $500k 30 year ROP term life premium is $50 a month,
starting at 31 as non-smoking man. My wife choose $500k term w/o ROP from
Metlife and premium is 300$ a year, from 28 year old as a F1 student. Some
insurance companies do not provide ROP term for F1 or H1. My lowest
quotation was from AIG but finally chose Genworth because they accept H1 for
ROP term at that time. You can quote online and in my case a local broker
stopped by and showed me his quote was the same as mine. We tried 20, 30
year term and 20, 30 year ROP. ING or AIG were the lowest in each group.
Later he figured out only Genworth can do ROP for H1 and monthly payment is
only $2 more than AIG. So I accepted that and scheduled the blood test. That
was 2008, hope this information is still useful.
【在 J*y 的大作中提到】
: 三十来岁，身体健康，有娃。以前从来没有考虑过。现在开始考虑。推荐一下吧。
J*y
6 楼
thanks
because
month,
for
is
【在 y****i 的大作中提到】
: If you want return of premium (ROP), try 30 year instead of 20 year because
: of compound interest. My $500k 30 year ROP term life premium is $50 a month,
: starting at 31 as non-smoking man. My wife choose $500k term w/o ROP from
: Metlife and premium is 300$ a year, from 28 year old as a F1 student. Some
: insurance companies do not provide ROP term for F1 or H1. My lowest
: quotation was from AIG but finally chose Genworth because they accept H1 for
: ROP term at that time. You can quote online and in my case a local broker
: stopped by and showed me his quote was the same as mine. We tried 20, 30
: year term and 20, 30 year ROP. ING or AIG were the lowest in each group.
: Later he figured out only Genworth can do ROP for H1 and monthly payment is
because
month,
for
is
【在 y****i 的大作中提到】
: If you want return of premium (ROP), try 30 year instead of 20 year because
: of compound interest. My $500k 30 year ROP term life premium is $50 a month,
: starting at 31 as non-smoking man. My wife choose $500k term w/o ROP from
: Metlife and premium is 300$ a year, from 28 year old as a F1 student. Some
: insurance companies do not provide ROP term for F1 or H1. My lowest
: quotation was from AIG but finally chose Genworth because they accept H1 for
: ROP term at that time. You can quote online and in my case a local broker
: stopped by and showed me his quote was the same as mine. We tried 20, 30
: year term and 20, 30 year ROP. ING or AIG were the lowest in each group.
: Later he figured out only Genworth can do ROP for H1 and monthly payment is
p*5
7 楼
prudential, ing life, american general
相关阅读
我国内的表姐相亲跟我说...当离婚这件事情已经变成常态，还有谁会忍耐婚姻中的种种不堪unidentified_title面子矮的人碰上厚脸皮肿么办很多人同情被抛弃的原配，我不这么看zzunidentified_title某些华人在职场真的无耻无下限啊 (转载)学校居然带头霸凌？宝宝才几个月，突然发现老公隐瞒自己有小三阳有一位不懂亲情的老婆真的很累热水洗脸、戴口罩防寒、饮酒御寒都是冬季保健误区算是种族歧视么？肿么处理？求高手支招！这么多种葡萄酒杯……一楼天花板漏水，找不出原因养儿防老？有时间该带父母出去玩一玩！unidentified_title请教一下这里的兄弟姐妹你會吃早餐嗎？不想让老人带孩子，怎么沟通呢