NYF is larger for asset size and possible smaller spreading between bid/ask than EVY. However, if you have more than 50k$ to diversify, individual bond is better than muni bond ETF for lower interest risk. You can buy some new issue bonds for free (no transaction fee) such as MTA bond next week. https://fixedincome.fidelity.com/ftgw/fi/FICorpNotesDisplay?name=MUNIBD NEW YORK METROPOLITAN TRANSPORTATION AUTHORITY TRANSPORTATION REVENUE, SERIES 2013B A2 A 500,000,000 EXPECTED WED., 3/20
You can buy it at any underwriter such as Barclays, BOA, Citi, GS, etc. but I like Fidelity better because as a broker they give you reasonable bid quote when you want to sell the bond before maturity. The term and interest rate will be determined by Tuesday afternoon or Wendesday morning. Usually the yield is higher for lower rating bonds. A2 rating is good enough for muni bond and MTA can alwayse raise fare if they are short of money to pay bond holders.
【在 y****i 的大作中提到】 : You can buy it at any underwriter such as Barclays, BOA, Citi, GS, etc. but : I like Fidelity better because as a broker they give you reasonable bid : quote when you want to sell the bond before maturity. The term and interest : rate will be determined by Tuesday afternoon or Wendesday morning. Usually : the yield is higher for lower rating bonds. A2 rating is good enough for : muni bond and MTA can alwayse raise fare if they are short of money to pay : bond holders. : : 题。
sorry, it was meant to be the color of the tree leaves. i feel the tree color in the photo is not the same as i saw using my eyes. when i saw it this morning, i felt the leaves were fresh, and filled with life because of the sunshine. But when i see tree in the photo, i feel a bit dawn. haha, maybe it is my own problem.
【在 l***a 的大作中提到】 : what do you mean 树的光线? how do you feel 别扭?
l*a
28 楼
without post processing, this is normal under such direct harsh sun shine
【在 l**********e 的大作中提到】 : sorry, it was meant to be the color of the tree leaves. : i feel the tree color in the photo is not the same as i saw using my eyes. : when i saw it this morning, i felt the leaves were fresh, and filled with : life because of the sunshine. But when i see tree in the photo, i feel a : bit dawn. : haha, maybe it is my own problem.
x*2
29 楼
A camera's sensor cannot record exactly what u see for many reasons
【在 l**********e 的大作中提到】 : sorry, it was meant to be the color of the tree leaves. : i feel the tree color in the photo is not the same as i saw using my eyes. : when i saw it this morning, i felt the leaves were fresh, and filled with : life because of the sunshine. But when i see tree in the photo, i feel a : bit dawn. : haha, maybe it is my own problem.