r*m
2 楼
max roth ira first,then 401k.
there are other other tax advantaged account such as HSA (Health savings
account), 529 plan etc.
there are other other tax advantaged account such as HSA (Health savings
account), 529 plan etc.
m*t
3 楼
有Company Match的401K和IRA(或backdoor Roth)应该是首选~
很多公司都提供了FSA了,所以,HSA对于很多人包括自己就不available了~
至于529,花了一天看了各种讨论后觉得这个太tricky了,限制不少,还省不了多少税,
而且还有些disadvantages,感觉还是要慎入;当然如果版上有牛人再给深入讲讲更好。
【在 r**m 的大作中提到】
: max roth ira first,then 401k.
: there are other other tax advantaged account such as HSA (Health savings
: account), 529 plan etc.
很多公司都提供了FSA了,所以,HSA对于很多人包括自己就不available了~
至于529,花了一天看了各种讨论后觉得这个太tricky了,限制不少,还省不了多少税,
而且还有些disadvantages,感觉还是要慎入;当然如果版上有牛人再给深入讲讲更好。
【在 r**m 的大作中提到】
: max roth ira first,then 401k.
: there are other other tax advantaged account such as HSA (Health savings
: account), 529 plan etc.
M*s
4 楼
变老到55。
S*C
5 楼
I invest in my state 529 to get state tax deduction in full, then I invest
to Ohio's 529 in Vanguard Wellington. I will invest in Wellington anyway, I
do not have enough space in IRA, Ohio 529's Wellington has higher ER than if
I bought it in taxable account, but the tax benefit more than offset the ER
difference, so I am good.
税,
好。
【在 m*********t 的大作中提到】
: 有Company Match的401K和IRA(或backdoor Roth)应该是首选~
: 很多公司都提供了FSA了,所以,HSA对于很多人包括自己就不available了~
: 至于529,花了一天看了各种讨论后觉得这个太tricky了,限制不少,还省不了多少税,
: 而且还有些disadvantages,感觉还是要慎入;当然如果版上有牛人再给深入讲讲更好。
to Ohio's 529 in Vanguard Wellington. I will invest in Wellington anyway, I
do not have enough space in IRA, Ohio 529's Wellington has higher ER than if
I bought it in taxable account, but the tax benefit more than offset the ER
difference, so I am good.
税,
好。
【在 m*********t 的大作中提到】
: 有Company Match的401K和IRA(或backdoor Roth)应该是首选~
: 很多公司都提供了FSA了,所以,HSA对于很多人包括自己就不available了~
: 至于529,花了一天看了各种讨论后觉得这个太tricky了,限制不少,还省不了多少税,
: 而且还有些disadvantages,感觉还是要慎入;当然如果版上有牛人再给深入讲讲更好。
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