月中closing， 是不是要白交半个月的利息阿？# Living
x*6
1 楼
6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
好呢？是不是月底close最划算？
好呢？是不是月底close最划算？
o*g
2 楼
我们agent说21号or之前close不用交利息。
不知道其他州的情况。
date
【在 x**********6 的大作中提到】
: 6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
: 好呢？是不是月底close最划算？
不知道其他州的情况。
date
【在 x**********6 的大作中提到】
: 6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
: 好呢？是不是月底close最划算？
P*s
3 楼
谁来confirm一下德州的情况
谢谢
【在 o*****g 的大作中提到】
: 我们agent说21号or之前close不用交利息。
: 不知道其他州的情况。
:
: date
谢谢
【在 o*****g 的大作中提到】
: 我们agent说21号or之前close不用交利息。
: 不知道其他州的情况。
:
: date
w*z
4 楼
Mortgage Closing Date: Does it Matter?
September 19, 2001, Revised December 17, 2003, August 2, 2004, April 1,
2008
On a purchase transaction, there is no financial advantage in closing on any
day of the month, as compared to any other day. On a refinance, it is a
good idea not to close on a Friday because it will increase the number of
days in which you pay interest on both loans. And if you are refinancing out
of an FHA, close at the end of the month because you will pay interest on
the FHA fo
September 19, 2001, Revised December 17, 2003, August 2, 2004, April 1,
2008
On a purchase transaction, there is no financial advantage in closing on any
day of the month, as compared to any other day. On a refinance, it is a
good idea not to close on a Friday because it will increase the number of
days in which you pay interest on both loans. And if you are refinancing out
of an FHA, close at the end of the month because you will pay interest on
the FHA fo
s*d
5 楼
date
是。但是区别很小。比如你15号close，预付$500利息，相比月底，
你的损失是这$500在你的银行里的利息。如果你银行3%利息，半个月
大约0.12%，也就是$0.6。
【在 x**********6 的大作中提到】
: 6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
: 好呢？是不是月底close最划算？
p*s
6 楼
谁说中国学生数学好我跟谁急
date
【在 x**********6 的大作中提到】
: 6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
: 好呢？是不是月底close最划算？
date
【在 x**********6 的大作中提到】
: 6月中close. 是不是要白交银行半个月的利息啊？如果是，用什么理由推迟close date
: 好呢？是不是月底close最划算？
y*n
7 楼
我close时，是按一天$20+算的（到月底）。
k*e
8 楼
没关系的。就差几天的利息钱。和你付出的其他相比，根本不算什么。
【在 y******n 的大作中提到】
: 我close时，是按一天$20+算的（到月底）。
【在 y******n 的大作中提到】
: 我close时，是按一天$20+算的（到月底）。
s*m
9 楼
http://www.lendingtree.com/mortgage-loans/advice/closing-a-mortgage-home-loan/best-time-of-the-month-to-close/
When you close on a home, you’re required to prepay any interest that will
accrue on your mortgage from the date of the transaction until the end of
the month.
So the closer your closing is to the end of the month, the less your prepaid
interest closing costs will be. That’s one reason why people sometimes see
big fluctuations in closing costs from the figures originally quoted in the
G
When you close on a home, you’re required to prepay any interest that will
accrue on your mortgage from the date of the transaction until the end of
the month.
So the closer your closing is to the end of the month, the less your prepaid
interest closing costs will be. That’s one reason why people sometimes see
big fluctuations in closing costs from the figures originally quoted in the
G
S*t
10 楼
Thanks a lot for your post.
will
prepaid
see
the
for
cover
【在 s*********m 的大作中提到】
: http://www.lendingtree.com/mortgage-loans/advice/closing-a-mortgage-home-loan/best-time-of-the-month-to-close/
: When you close on a home, you’re required to prepay any interest that will
: accrue on your mortgage from the date of the transaction until the end of
: the month.
: So the closer your closing is to the end of the month, the less your prepaid
: interest closing costs will be. That’s one reason why people sometimes see
: big fluctuations in closing costs from the figures originally quoted in the
: G
will
prepaid
see
the
for
cover
【在 s*********m 的大作中提到】
: http://www.lendingtree.com/mortgage-loans/advice/closing-a-mortgage-home-loan/best-time-of-the-month-to-close/
: When you close on a home, you’re required to prepay any interest that will
: accrue on your mortgage from the date of the transaction until the end of
: the month.
: So the closer your closing is to the end of the month, the less your prepaid
: interest closing costs will be. That’s one reason why people sometimes see
: big fluctuations in closing costs from the figures originally quoted in the
: G
y*n
11 楼
蚊子瘦也是肉不是？
【在 k******e 的大作中提到】
: 没关系的。就差几天的利息钱。和你付出的其他相比，根本不算什么。
c*n
12 楼
蚊子瘦也是肉不是？
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