这个closing cost合理么# Living
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【 以下文字转载自 PHILADELPHIA 讨论区 】
发信人: rwwter (history), 信区: PHILADELPHIA
标 题: 这个closing cost合理么
发信站: BBS 未名空间站 (Fri Apr 29 21:38:25 2011, 美东)
房价总共21万，打算付42000首付
ITEMS PAYABLE IN CONNECTION WITH LOAN
FIRST LIEN SECOND LIEN
$ 390.00 ------------- Appraisal Fee - Paid to Third Party
$ 35.00 ------------- Credit Report Fee - Paid to Third Party
$ 26.00 ------------- Flood Check Fee - Paid to Affiliate
____________________________________________________________________________
_____________________________________
ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
$ 43.72 ------------- Prepaid Interest First Lien 2 Days Interest @ $ 21.86
Second Lien 0 Days Interest @ $ 0.00
$ 600.00 ------------- Hazard Insurance - 1st Year - Paid to Third Party
____________________________________________________________________________
_____________________________________
RESERVES DEPOSITED WITH LENDER
$ 200.00 Hazard Ins Upfront Impound 4 Months @ $ 50.00 Month
$ 876.00 County Taxes 12 Months @ $ 73.00 Month
$ 3,516.00 School Taxes 12 Months @ $ 293.00 Month
____________________________________________________________________________
_____________________________________
TITLE CHARGES
$ 1,483.75 ------------- Owners Title Insurance - Paid to Third Party
$ 150.00 ------------- Title Insurance Endorsement - Paid to Third Party
____________________________________________________________________________
_____________________________________
GOVERNMENT RECORDING & TRANSFER CHARGES
$ 160.00 ------------- Recording - Paid to Third Party
$ 2,100.00 ------------- State Tax Stamp - Paid to Third Party
____________________________________________________________________________
_____________________________________
ADDITIONAL SETTLEMENT CHARGES
$ 9,580.47 ------------- Sub Total Estimated Settlement Charges
_____________ _____________
$ 9,580.47 TOTAL ESTIMATED BORROWER SETTLEMENT CHARGES
发信人: rwwter (history), 信区: PHILADELPHIA
标 题: 这个closing cost合理么
发信站: BBS 未名空间站 (Fri Apr 29 21:38:25 2011, 美东)
房价总共21万，打算付42000首付
ITEMS PAYABLE IN CONNECTION WITH LOAN
FIRST LIEN SECOND LIEN
$ 390.00 ------------- Appraisal Fee - Paid to Third Party
$ 35.00 ------------- Credit Report Fee - Paid to Third Party
$ 26.00 ------------- Flood Check Fee - Paid to Affiliate
____________________________________________________________________________
_____________________________________
ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
$ 43.72 ------------- Prepaid Interest First Lien 2 Days Interest @ $ 21.86
Second Lien 0 Days Interest @ $ 0.00
$ 600.00 ------------- Hazard Insurance - 1st Year - Paid to Third Party
____________________________________________________________________________
_____________________________________
RESERVES DEPOSITED WITH LENDER
$ 200.00 Hazard Ins Upfront Impound 4 Months @ $ 50.00 Month
$ 876.00 County Taxes 12 Months @ $ 73.00 Month
$ 3,516.00 School Taxes 12 Months @ $ 293.00 Month
____________________________________________________________________________
_____________________________________
TITLE CHARGES
$ 1,483.75 ------------- Owners Title Insurance - Paid to Third Party
$ 150.00 ------------- Title Insurance Endorsement - Paid to Third Party
____________________________________________________________________________
_____________________________________
GOVERNMENT RECORDING & TRANSFER CHARGES
$ 160.00 ------------- Recording - Paid to Third Party
$ 2,100.00 ------------- State Tax Stamp - Paid to Third Party
____________________________________________________________________________
_____________________________________
ADDITIONAL SETTLEMENT CHARGES
$ 9,580.47 ------------- Sub Total Estimated Settlement Charges
_____________ _____________
$ 9,580.47 TOTAL ESTIMATED BORROWER SETTLEMENT CHARGES