home insurance# Livingf*e2012-03-24 07:031 楼刚买的房子,正在交易过程中。请问home insurance有什么讲究?大家都买的哪家公司? local买还是 online买?liability要注意包含什么?
k*o2012-03-24 07:032 楼If you have loan, you must have home owner insurance, as long as you havesufficient coverage and reasonable price.If you have significant assets (i.e. rich people), consider to buy umbrellainsurance.【在 f*****e 的大作中提到】: 刚买的房子,正在交易过程中。请问home insurance有什么讲究?大家都买的哪家公司: ? local买还是 online买?liability要注意包含什么?
y*n2012-03-24 07:033 楼随便找。比如state farm, all state, geico, aaa..无数的公司。看谁家便宜。或者从local中文报纸找中国的agent, 因为你都不太清楚,最好把条款都问清楚。没有insurance, 贷款不给做的。
p*y2012-03-24 07:038 楼很多lender要求show “replacement cost”,问一下loan agent,再跟保险公司确认一下吧。【在 q****r 的大作中提到】: 我买的townhouse,银行要就至少20% dwelling coverage. 我比了几家,还是Geico最: 便宜,不过我的车也在Geico.