这个贷款的quote靠谱吗？# Living
F*y
1 楼
Purchasing loan
loan amount: 400,000 7/1 ARM
Interest rate: 2.875 %
Origination Charges:
Origination Fee: 3,000
Processing Fee: 595
Underwriting Fee: 705
Other Charges:
Credit(GFE Block# 2) 2.625% -10,500
Appraisal Fee -405
Attorney Fee 850
Lender's Title Insurance 1,255
Owner's Title Insurance 3,585
Mortagage Recording Charges 200
and some prepayment for Property tax and etc.
总的来说是0 closing cost. Rebate covers all the expenses.
大家看看这个quote怎么样？为什么Origination fee 这么高？
是不是反正他的credit cover了，我就不用管他，只要总数就行了？
考虑到这个rebate, 这个rate怎么样？（是上星期四23日给的数字）
谢谢。
loan amount: 400,000 7/1 ARM
Interest rate: 2.875 %
Origination Charges:
Origination Fee: 3,000
Processing Fee: 595
Underwriting Fee: 705
Other Charges:
Credit(GFE Block# 2) 2.625% -10,500
Appraisal Fee -405
Attorney Fee 850
Lender's Title Insurance 1,255
Owner's Title Insurance 3,585
Mortagage Recording Charges 200
and some prepayment for Property tax and etc.
总的来说是0 closing cost. Rebate covers all the expenses.
大家看看这个quote怎么样？为什么Origination fee 这么高？
是不是反正他的credit cover了，我就不用管他，只要总数就行了？
考虑到这个rebate, 这个rate怎么样？（是上星期四23日给的数字）
谢谢。
