no need to buy loan insurance. The owner insurance was offered to you at seller's cost. You need the owner insurance to insure you against previous issues.
【在 y***j 的大作中提到】 : short sale,估计银行不愿意出,尤其我的offer只比另外一个高小1000块钱。
Wrong. Attorney will protect you. What can you complain for a couple of hundred dollars? They will spend at least 2 hours in closing site. What can you complain? All buyer agents are cheaters. Sellers agents should be paid 2.5-3% since they are doing their own diligent jobs. The buyer agents job should be removed. They all should be paid by hourly rate like all professionals. They should not be paid 2.5-3%
【在 a****t 的大作中提到】 : no need to buy loan insurance. The owner insurance was offered to you at : seller's cost. You need the owner insurance to insure you against previous : issues.
y*j
25 楼
哦,我问agent这个short sale的closing cost时候,owner title insurance应该是我 买,另外甚至有可能银行会让我交一个本来一般是seller交的transfer tax,大概千分 之4
previous
【在 a****t 的大作中提到】 : no need to buy loan insurance. The owner insurance was offered to you at : seller's cost. You need the owner insurance to insure you against previous : issues.
【在 a****t 的大作中提到】 : Fire your buyer agent. She is working for the seller's benefit. : Remember that all buyer agent is cheaters.
t*t
35 楼
Generally speaking, seller should pay for title insurance, for both seller and buyer. In the US, title insurance is almost a must! Anyone can sue you against your property because of some ridiculous reasons.
【在 a****t 的大作中提到】 : Wrong. Attorney will protect you. What can you complain for a couple of : hundred dollars? They will spend at least 2 hours in closing site. What : can you complain? : All buyer agents are cheaters. : Sellers agents should be paid 2.5-3% since they are doing their own diligent : jobs. : The buyer agents job should be removed. They all should be paid by hourly : rate like all professionals. They should not be paid 2.5-3%
p*y
40 楼
最好有owner's title insurance,这个是保护owner利益的,买了之后,以后refi或买 房都更容易。