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inspector需要有什么insurance?

inspector需要有什么insurance?# Living

f*42013-04-05 07:04

1 楼

搞得啥名堂？
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l*r2013-04-05 07:04

2 楼

为什么宣布提高discount rate之后，2YR bill的yield一下子涨了这么多，从0.85到了
0.96?
谢谢。

n*e2013-04-05 07:04

3 楼

来inspect house的时候要inspector出示吗？

c*e2013-04-05 07:04

4 楼

You really do not understand? Even I understand.
discount rate from 0.50 to 0.75.

s*a2013-04-05 07:04

5 楼

INSPECTOR不是你和AGENT找的么，要什么INSURANCE，不是LICENSE吧，
没LICENSE你请他干什么

【在 n****e 的大作中提到】

: 来inspect house的时候要inspector出示吗？

w*l2013-04-05 07:04

6 楼

sell the short term treasury and give money back to fed.
i guess
or the explaination is the yield spread b/w fed rates and note rates is not
attractive for big guys.

n*e2013-04-05 07:04

7 楼

听说professional inspector要保万一该发现的问题没发现的险，叫什么啊？

【在 s****a 的大作中提到】

: INSPECTOR不是你和AGENT找的么，要什么INSURANCE，不是LICENSE吧，
: 没LICENSE你请他干什么

l*r2013-04-05 07:04

8 楼

When Fed pay higher interest rate on the money those central banks borrowed,
that means, in my view, the cheap dollar in the market would be less. Then
dollar would appreciate (that is what we see tonight), sending the yield
lower.
So why the opposite?

【在 c**********e 的大作中提到】

: You really do not understand? Even I understand.
: discount rate from 0.50 to 0.75.

s*a2013-04-05 07:04

9 楼

你惦记这个，还不如请个好的INSPECTOR，你要不放心就请两个

【在 n****e 的大作中提到】

: 听说professional inspector要保万一该发现的问题没发现的险，叫什么啊？

l*r2013-04-05 07:04

10 楼

The reasonable explanation I guess is that the expectation that Fed will
raise interest rate in 3-6 months jumped.

borrowed,
Then

【在 l*******r 的大作中提到】

: When Fed pay higher interest rate on the money those central banks borrowed,
: that means, in my view, the cheap dollar in the market would be less. Then
: dollar would appreciate (that is what we see tonight), sending the yield
: lower.
: So why the opposite?

n*82013-04-05 07:04

11 楼

NJ licensed inspectors are required to carry insurance, such as liability
insurance. What if, during the inspection, the inspector broke the seller’
s window, or a picture frame? Who is going to pay for that?

n*n2013-04-05 07:04

12 楼

less cheap dollars => harder to borrow => rate has to be higher as incentive
to lender.

borrowed,
Then

【在 l*******r 的大作中提到】

n*82013-04-05 07:04

13 楼

Error And Omission Insurance

【在 n****e 的大作中提到】

: 听说professional inspector要保万一该发现的问题没发现的险，叫什么啊？

l*r2013-04-05 07:04

14 楼

I don't understand your second point. Could you explain more. Thank you.

not

【在 w****l 的大作中提到】

: sell the short term treasury and give money back to fed.
: i guess
: or the explaination is the yield spread b/w fed rates and note rates is not
: attractive for big guys.

n*92013-04-05 07:04

15 楼

正解。

【在 n****8 的大作中提到】

: Error And Omission Insurance

n*n2013-04-05 07:04

16 楼

i don't think it's correct answer.

【在 l*******r 的大作中提到】

: I don't understand your second point. Could you explain more. Thank you.
:
: not

N*n2013-04-05 07:04

17 楼

Only high yield could attract bond buyers. After last week's near death
10Y / 3OY bond auctions, Fed was forced to take action to protect the
bond market even if it comes at equity market's expense.

【在 l*******r 的大作中提到】

: 为什么宣布提高discount rate之后，2YR bill的yield一下子涨了这么多，从0.85到了
: 0.96?
: 谢谢。

l*r2013-04-05 07:04

18 楼

So why people dump 2-Yr bond?

incentive

【在 n******n 的大作中提到】

: less cheap dollars => harder to borrow => rate has to be higher as incentive
: to lender.
:
: borrowed,
: Then

n*n2013-04-05 07:04

19 楼

the coupon rate is already fixed. as rate up, it becomes less attractive.

【在 l*******r 的大作中提到】

: So why people dump 2-Yr bond?
:
: incentive

L*a2013-04-05 07:04

20 楼

提高 discount rate 意味着银行们要更多的从 money market 贷款，意味着短期
利率提高。意味着 yield curve 将变的更 flat , 所以 2YR bill yield 提高.

【在 l*******r 的大作中提到】

: 为什么宣布提高discount rate之后，2YR bill的yield一下子涨了这么多，从0.85到了
: 0.96?
: 谢谢。

g*u2013-04-05 07:04

21 楼

How did you get from "dollar would appreciate" to "sending the yield lower"?
The rate increase causes the future cash flow entitled by a bond issue to
decrease in value. That means two-year bills previously sold are now less
valuable and thus less attractive to buyers. Therefore, a higher yield is
required to draw them in.

borrowed,
Then

【在 l*******r 的大作中提到】

l*r2013-04-05 07:04

22 楼

I see, so when (bond yield - expeced interest rate) is less than a certain
value, bond become less attractive, right?

【在 n******n 的大作中提到】

: the coupon rate is already fixed. as rate up, it becomes less attractive.

l*r2013-04-05 07:04

23 楼

right. I am a little confused here.

"?

【在 g*****u 的大作中提到】

: How did you get from "dollar would appreciate" to "sending the yield lower"?
: The rate increase causes the future cash flow entitled by a bond issue to
: decrease in value. That means two-year bills previously sold are now less
: valuable and thus less attractive to buyers. Therefore, a higher yield is
: required to draw them in.
:
: borrowed,
: Then

n*n2013-04-05 07:04

24 楼

rule of thumb: yield up <=> price down.
by expected interest rate, u mean coupon rate? if so, u r right as coupon
rate is basically a constant. but there's no threshold as "certain value".

【在 l*******r 的大作中提到】

: I see, so when (bond yield - expeced interest rate) is less than a certain
: value, bond become less attractive, right?
:

n*n2013-04-05 07:04

25 楼

yeah, bond beginners easy to get lost here at the first glance.

【在 l*******r 的大作中提到】

: right. I am a little confused here.
:
: "?

g*u2013-04-05 07:04

26 楼

That happens a lot to me, too.

【在 l*******r 的大作中提到】

: right. I am a little confused here.
:
: "?

c*e2013-04-05 07:04

27 楼

Fed does not pay interest, it only collect interest. It is the
bank of banks.

borrowed,
--------------
Fed is the only central bank. I think here you mean major banks.
Then

【在 l*******r 的大作中提到】

l*r2013-04-05 07:04

28 楼

Right. Just double check what is discount rate.

【在 c**********e 的大作中提到】

: Fed does not pay interest, it only collect interest. It is the
: bank of banks.
:
: borrowed,
: --------------
: Fed is the only central bank. I think here you mean major banks.
: Then

w*l2013-04-05 07:04

29 楼

FED以前利息低，大银行可以从FED低息贷款，我胆子大点，就向这些银行借钱，然后拿
去买短期债，同时上杠杆啊，买点CDS保护下，每个月吃点轻松钱。
现在FED升息，我从大银行借钱的成本也增加了，性价比划不来，就卖掉手上的债券，
把这些钱都还给大银行。既然有人开始卖债券，债券的价格下降，yield就上升。

l*r2013-04-05 07:04

30 楼

There is indeed a rate Fed pays on the reserve. I may confuse with that.
Fed can pay depositories an interest rate higher than Fed fund rate, to keep
the excess reserves from rushing into the market.

【在 l*******r 的大作中提到】

: Right. Just double check what is discount rate.