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loan question ,thanks ~~~
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loan question ,thanks ~~~# Living
m*o
1
今天冬至呢,据说不吃饺子会冻掉耳朵 哈哈
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a*8
2
Sorry can't type chinese now:
we actually is now using National star. they request us provide a couple
explain letter and visa copy by some deadline. Just wondering if we didn't
do so, will that lead to a deny? We really want to be deny by them
thanks
-----------------------
National star-- our builder assigned this loan agent to us, we have to
either apply our loan through them to get the 5000 builder credit. Or get
denied by them to get the credit. This company is totally shit, the rate
they offer us is 3.5% for 15 year fixed, while we do put more than 30
percent down.
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a*g
3
屁股都焦了,还管耳朵

【在 m**o 的大作中提到】
: 今天冬至呢,据说不吃饺子会冻掉耳朵 哈哈
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o*p
4
想被拒,釆取不合作态度。
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m*o
5
没那麽惨吧,再说头总比屁股重要多了,good lucy
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a*8
6
As they are the assigned loan compnay with our builder,
we really want to be denied by them
How can we get official denied? is there a time line we need to obey??

【在 o*****p 的大作中提到】
: 想被拒,釆取不合作态度。
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c*7
7
ask builder whether you can use other lender if you were denied by this one.

【在 a*******8 的大作中提到】
: As they are the assigned loan compnay with our builder,
: we really want to be denied by them
: How can we get official denied? is there a time line we need to obey??

avatar
a*8
8
yes we can
the only thing we now need to worried about is how to be denied
do you have any experiences?

one.

【在 c*********7 的大作中提到】
: ask builder whether you can use other lender if you were denied by this one.
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c*7
9
直接提供过期的I20和学生签证。估计就不贷给你了。

【在 a*******8 的大作中提到】
: yes we can
: the only thing we now need to worried about is how to be denied
: do you have any experiences?
:
: one.

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m*s
10
直接回信说你们没有合法身份。
包括驾照在内的,所有证件都没有。

【在 a*******8 的大作中提到】
: yes we can
: the only thing we now need to worried about is how to be denied
: do you have any experiences?
:
: one.

avatar
c*7
11
这个属于欺骗,还留有证据。不推荐。

【在 m********s 的大作中提到】
: 直接回信说你们没有合法身份。
: 包括驾照在内的,所有证件都没有。

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p*y
12
看LZ的情形应该是已经conditional approval了,如果关键的condition要求材料无法
提供是有可能被decline的。有些银行,如果限期内无法提供所有的condition docs,
也会decline这个loan。当然,如果希望彻底点儿,就说自己被lay off了,不过,一般
没人这么干。
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w*m
13
不理他们自然就被拒了吧
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a*8
14
thanks for all your great ideas above~
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c*e
15
您应该已经拿到了conditional approval。"Condition"就是final approval需要满足
的条件,这些个条件只要有一条不满足就最终会被deny(例如不能提供appraisal,身
份visa不符合要求,账上资金不够等等)
实时利率查询:
http://www.mitbbs.com/clubarticle1/CircleSquareMortgage/617211_

【在 a*******8 的大作中提到】
: Sorry can't type chinese now:
: we actually is now using National star. they request us provide a couple
: explain letter and visa copy by some deadline. Just wondering if we didn't
: do so, will that lead to a deny? We really want to be deny by them
: thanks
: -----------------------
: National star-- our builder assigned this loan agent to us, we have to
: either apply our loan through them to get the 5000 builder credit. Or get
: denied by them to get the credit. This company is totally shit, the rate
: they offer us is 3.5% for 15 year fixed, while we do put more than 30

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