e*u
2 楼
方案一,首付20%,申请mortgage
方案二,all cash
All cash 能省多少费用,请高手列一下各项费用。
方案二,all cash
All cash 能省多少费用,请高手列一下各项费用。
e*u
4 楼
这是网上估计的closing费用,哪些是用all cash能省的?
这些估计的费用准确吗?
Lender origination charge $1,500
Charge for specific interest rate $56
Your adjusted origination charges:$1,556
Appraisal $300
Credit report $0
Flood Certification $50
Tax Service $150
Title services and lender's title insurance $350
Owner's title insurance $350
Survey $175
Pest Inspection $100
Government recording charges $25
Transfer taxes $0
Initial deposit for your escrow account $417
Daily interest charges $8
Homeowner's insurance $500
Charges for all other settlement services $2,425
Total estimated settlement charge $3,981
Principal and interest $40
Taxes and insurance $208
Mortgage insurance $0
Total monthly payment $249
这些估计的费用准确吗?
Lender origination charge $1,500
Charge for specific interest rate $56
Your adjusted origination charges:$1,556
Appraisal $300
Credit report $0
Flood Certification $50
Tax Service $150
Title services and lender's title insurance $350
Owner's title insurance $350
Survey $175
Pest Inspection $100
Government recording charges $25
Transfer taxes $0
Initial deposit for your escrow account $417
Daily interest charges $8
Homeowner's insurance $500
Charges for all other settlement services $2,425
Total estimated settlement charge $3,981
Principal and interest $40
Taxes and insurance $208
Mortgage insurance $0
Total monthly payment $249
s*d
10 楼
这么小的房贷不好找lender吧
相对的cost也高。
相对的cost也高。
w*m
16 楼
今年7万,明年5万的话,CASH买直接缩水2万
x*a
19 楼
尽管没有人这么玩,但是应该也无所谓。十万以下的贷款都利率高点,靠利息省税也沾
不到光。当然你可以付2万贷五万,剩下钱去投资也许是8-10,但是赶上股市不好也许
还只有3%。
不到光。当然你可以付2万贷五万,剩下钱去投资也许是8-10,但是赶上股市不好也许
还只有3%。
c*o
20 楼
60万以下贷款简直是old center之耻
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