买房子从退休帐户取钱顺序401k loan, 401k early withdraw, Roth# Living
h*s
1 楼
想买房子，但是down payment资金不够，想从退休帐户弄出些钱来。请教懂税务的大侠
，我从退休帐户拿钱的顺序应该是什么？应该先用401k early withdrawal吗？
401k loan: Up to 50%/50k, no penalty, to be paid back in 5 years
401k early withdrawal: 10% penalty + taxes
Roth early withdrawal: principles no penalty no taxes
Roth early withdrawal: gains taxes + 10% penalty(?)
其实每个账户里都没多少钱，所以这几个账户都得贡献，穷人没办法
，我从退休帐户拿钱的顺序应该是什么？应该先用401k early withdrawal吗？
401k loan: Up to 50%/50k, no penalty, to be paid back in 5 years
401k early withdrawal: 10% penalty + taxes
Roth early withdrawal: principles no penalty no taxes
Roth early withdrawal: gains taxes + 10% penalty(?)
其实每个账户里都没多少钱，所以这几个账户都得贡献，穷人没办法
