future credit score research tonight# Money - 海外理财
y*a
1 楼
sorry , cannot type Chinese.
Interesting findings.
I use amex credit secure service.
1). If I have speng more on credit card, my credit will rise a lot.
2). If I have applied more credit card, my score will rise a lot.
3). If I have opened 3 more account such as credit card account, my credit
will go higher a lot.
I applied more credit last years. yes! more hard-pulls, but my credit is
higher.
This year I apply less, my score is lower.
should i go ahead applying for 1 or 2 credit card more?
The credit score system is not simple or straight forward. I cannot figure
it out completely yet.
welcome commits!
Interesting findings.
I use amex credit secure service.
1). If I have speng more on credit card, my credit will rise a lot.
2). If I have applied more credit card, my score will rise a lot.
3). If I have opened 3 more account such as credit card account, my credit
will go higher a lot.
I applied more credit last years. yes! more hard-pulls, but my credit is
higher.
This year I apply less, my score is lower.
should i go ahead applying for 1 or 2 credit card more?
The credit score system is not simple or straight forward. I cannot figure
it out completely yet.
welcome commits!