b*g
2 楼
"The length of time that hard inquiries stay on your credit report, depends
on the bureau that initiated the pull on behalf of the company you are
applying to do business with. Experian will drop hard inquiries after 30
days whereas hard inquiries from TransUnion and Equifax can appear on your
credit score for about six months. However, after twelve months they should
have absolutely no effect on your credit score. A lot of people on forums
and blogs say that the impact of a hard inquiry diminishes after three
months, which is why many people tend to do a round of credit card
applications in a rotating 91-day period."
http://www.welltraveledmile.com/hard-inquiries-and-how-they-eff
on the bureau that initiated the pull on behalf of the company you are
applying to do business with. Experian will drop hard inquiries after 30
days whereas hard inquiries from TransUnion and Equifax can appear on your
credit score for about six months. However, after twelve months they should
have absolutely no effect on your credit score. A lot of people on forums
and blogs say that the impact of a hard inquiry diminishes after three
months, which is why many people tend to do a round of credit card
applications in a rotating 91-day period."
http://www.welltraveledmile.com/hard-inquiries-and-how-they-eff
s*t
3 楼
你知道lz在问什么吗
depends
should
【在 b**********g 的大作中提到】
: "The length of time that hard inquiries stay on your credit report, depends
: on the bureau that initiated the pull on behalf of the company you are
: applying to do business with. Experian will drop hard inquiries after 30
: days whereas hard inquiries from TransUnion and Equifax can appear on your
: credit score for about six months. However, after twelve months they should
: have absolutely no effect on your credit score. A lot of people on forums
: and blogs say that the impact of a hard inquiry diminishes after three
: months, which is why many people tend to do a round of credit card
: applications in a rotating 91-day period."
: http://www.welltraveledmile.com/hard-inquiries-and-how-they-eff
depends
should
【在 b**********g 的大作中提到】
: "The length of time that hard inquiries stay on your credit report, depends
: on the bureau that initiated the pull on behalf of the company you are
: applying to do business with. Experian will drop hard inquiries after 30
: days whereas hard inquiries from TransUnion and Equifax can appear on your
: credit score for about six months. However, after twelve months they should
: have absolutely no effect on your credit score. A lot of people on forums
: and blogs say that the impact of a hard inquiry diminishes after three
: months, which is why many people tend to do a round of credit card
: applications in a rotating 91-day period."
: http://www.welltraveledmile.com/hard-inquiries-and-how-they-eff
s*t
4 楼
都有可能。ymmv，不过只是显示关了而已，在计算风险模型的时候，貌似关掉的卡继续
在模型里长达7年
【在 w****r 的大作中提到】
: 立即，还是下个statement
在模型里长达7年
【在 w****r 的大作中提到】
: 立即，还是下个statement
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