Run away from this broker as far as you can get :-) Most of Roth IRA brokers, Fidelity, ETrade, etc, charges nothing. They provide a lot of choices for your to invest. They are more than happy to open an IRA account for you for free. They get their money when you buy/sell investments. Secondly, it seems the broker showed you one or a group of mutual funds which is better than vanguard. Please double check he/she is comparing the similar funds. I can show you a lot of funds which have beaten vanguard's poorly performance funds in almost any time frame, however,this comparison is meaningless.
america fund大部分基金都没有合适的index进行比较,所以实际在鸡同鸭比,这也是人 家的生财之道 另外american fund好像没有5年和10年return都超10%的基金 你如果想比较AF和vanguard哪个更强,就比他们的target retirement基金,选同一年退 休的.这些都是fund of funds