【在 M*******s 的大作中提到】 : 看schedule D instruction,然后就不会有这个问题了。
s*z
14 楼
There is a huge difference. When you get back the proceeds from both the stock and 401(k), the tax is only imposed on the earning of stocks, if any, while for 401(k), both the principle and earning will be taxed. The advantage of 401(k) is moving the high tax bracket to the low tax bracket.So you can save some taxes during your whole lifetime. The reason is you earn more money during the young age than the old age.
How did you get stocks? Did you buy the stocks via stock option or RSU? The taxation of stock is a complex subject. It should be analyzed case by case.