z*y
2 楼
勉强够
省着花估计凑活
省着花估计凑活
l*i
4 楼
.
一百万可以用来买年金,每月发七千左右,够不够自己算。
一百万可以用来买年金,每月发七千左右,够不够自己算。
l*i
6 楼
因为是年金,你没有本,一百万的本,是用来换每月的收入的。另外,现在买的话,一
般65岁之后开始发钱。当然,买得越早,开始发钱越晚,发的钱就越多。如果你有信心
活到120,绝对核算。
般65岁之后开始发钱。当然,买得越早,开始发钱越晚,发的钱就越多。如果你有信心
活到120,绝对核算。
o*y
8 楼
Annuity. You and the company issues annuity take a bet la.
Like the post mentioned, you pay $one million to get $7,000 a month.
That is about $84,000 a year. If you live more than 15 years, you can get
the million back. But what if you die in 10 years. The company will keep
the rest of your money.
【在 t******a 的大作中提到】
: 能仔细说说怎么卖?什么年金?英语怎么说?哪里能买?
Like the post mentioned, you pay $one million to get $7,000 a month.
That is about $84,000 a year. If you live more than 15 years, you can get
the million back. But what if you die in 10 years. The company will keep
the rest of your money.
【在 t******a 的大作中提到】
: 能仔细说说怎么卖?什么年金?英语怎么说?哪里能买?
l*i
9 楼
As someone already mentioned, 年金 is annuity, usually sold by insurance
companies or some investment banks.
You can buy it now and start to take money when you retire in the future.
This is called deferred annuity. Of course you can also buy immediate
annuity which starts giving you money immediately.
Whatever you buy, watch out the service fee, which is usually higher than
mutual funds.
【在 t******a 的大作中提到】
: 能仔细说说怎么卖?什么年金?英语怎么说?哪里能买?
R*N
10 楼
从什么年龄开始发?万一活到120岁,保险公司不得破产了?
【在 o****y 的大作中提到】
: Annuity. You and the company issues annuity take a bet la.
: Like the post mentioned, you pay $one million to get $7,000 a month.
: That is about $84,000 a year. If you live more than 15 years, you can get
: the million back. But what if you die in 10 years. The company will keep
: the rest of your money.
【在 o****y 的大作中提到】
: Annuity. You and the company issues annuity take a bet la.
: Like the post mentioned, you pay $one million to get $7,000 a month.
: That is about $84,000 a year. If you live more than 15 years, you can get
: the million back. But what if you die in 10 years. The company will keep
: the rest of your money.
h*1
13 楼
为啥没有养老金?
我觉得100万还是不够.有个老同志曾经跟我说,你去美国攒个100万(RMB)回来,够养两辈
子人的.这才多少年,100人民币也就够个客厅钱.
能在60,70岁后有持续的收入才是王道.
我觉得100万还是不够.有个老同志曾经跟我说,你去美国攒个100万(RMB)回来,够养两辈
子人的.这才多少年,100人民币也就够个客厅钱.
能在60,70岁后有持续的收入才是王道.
y*g
14 楼
三套房子收租还差不多
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