Re: Traditional IRA or Roth IRA?# Working - 上班一族
b*t
1 楼
I am not sure if you can open a IRA whn you are not full
time employee. You need check it out. But if you can, ROTH
IRA is better for you. If you open a Traditional IRA
account, then the contribution is tax free. Say, your TA
gives you $15,000, you contribute $2,000 to you T IRA, your
taxable income is $13,000 then. But any gain is taxable when
you withdraw them. Say, when you are 60 years old. your
$2,000 turns into $1,000,000. Taxable income is ($1,000,000
-$2,000)
If you have ROTH IRA , your