新加坡教育部：从小学起开始培养学生财务规划能力

严燕松（阿裕尼集选区议员）问教育部长：

（a）目前有多少小学和中学开设了金融素养课程？

（b）教育部是否会考虑开发适合不同年龄段的金融素养内容，从小学高年级开始在所有学校进行教学？

教育部长陈振声：教育部在在所有小学和中学学生的不同科目中都穿插了适龄的金融素养内容和相关概念。例如，小学生通过品格与公民教育课学习基本概念，如区分需要和想要,量入为出，以及节俭和储蓄的价值。在中学，学生学习简单的财务规划和负责任地使用信用。

为了完善教育部的金融素养课程，学生还参加由我们的国家金融教育计划——“理财智库”（MoneySense）组织的项目和拓展活动。

Mr Gerald Giam Yean Song asked the Minister for Education (a) amongst the schools that currently have financial literacy programmes, how many are (i) primary schools and (ii) secondary schools, respectively; and (b) whether the Ministry will consider developing age-appropriate content for financial literacy to be taught in all schools starting from upper primary levels.

Mr Chan Chun Sing: Students in all primary and secondary schools learn financial literacy through age-appropriate and relevant concepts and content which are infused into various subjects. For example, primary school students are taught basic concepts, such as differentiating between needs and wants, spending within their means, as well as the value of thrift and accumulating savings, through Character and Citizenship Education lessons. In secondary schools, students learn about simple financial planning and responsible use of credit.

To complement the Ministry of Education's financial literacy curriculum, students also take part in programmes and outreach activities organised by MoneySense, our national financial education programme.