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What Salary Buys Happiness in Your City?

What Salary Buys Happiness in Your City?

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A  new study that shows income after a worker earns $75,000 the measurable effect on happiness of pay increases stops has gained a lot of attention, but that figure may vary widely from city to city.

As our colleague Robert Frank notes on the Wealth Report, $75,000 in New York doesn’t buy as much as the same amount in, say, South Dakota. That got us thinking, if $75,000 is the national average salary level for happiness, what is the variation from city to city?

The list below is an attempt to answer the question, using some back-of-the-envelope math. Based on cost-of-living index values from Kiplinger.com, we calculated what $75,000 would translate into in some of the nation’s largest cities. One note: the number on the Kiplinger chart for New York City was an extreme outlier, so we used a value from a separate Kiplinger report.

No matter which New York figure is used, the city clocks in with the highest level to achieve satisfaction — over $163,000 by our calculation or $300,000 using the more extreme figure. It took the least amount of money to achieve happiness in Fort Smith, Ark., and Pueblo, Colo., at just over $62,000. While New Yorkers might need more to pay their bills, you might argue that they get paid more on average than the rest of the nation. It’s true that New Yorkers on average earn more than most of the U.S., but workers in the city don’t necessarily command the highest salaries in the country.

Happiness Level, by Metro Area

Metro Area   State   Cost of Living Index   Happiness Threshold   
AbileneTX86$64,500
AkronOH96$72,000
AlbanyGA88$66,000
Albany-Schenectady-TroyNY100$75,000
AlbuquerqueNM97$72,750
AlexandriaLA100$75,000
Allentown-Bethlehem-EastonPA-NJ100$75,000
AltoonaPA100$75,000
AmarilloTX89$66,750
AmesIA97$72,750
AnchorageAK125$93,750
AndersonIN100$75,000
AndersonSC89$66,750
Ann ArborMI100$75,000
Anniston-OxfordAL92$69,000
AppletonWI97$72,750
AshevilleNC101$75,750
Athens-Clarke CountyGA100$75,000
Atlanta-Sandy Springs-MariettaGA94$70,500
Atlantic CityNJ100$75,000
Auburn-OpelikaAL98$73,500
Augusta-Richmond CountyGA-SC100$75,000
Austin-Round RockTX94$70,500
BakersfieldCA105$78,750
Baltimore-TowsonMD121$90,750
BangorME129$96,750
Barnstable TownMA129$96,750
Baton RougeLA100$75,000
Battle CreekMI100$75,000
Bay CityMI100$75,000
Beaumont-Port ArthurTX95$71,250
BellinghamWA114$85,500
BendOR100$75,000
BillingsMT100$75,000
BinghamtonNY96$72,000
Birmingham-HooverAL90$67,500
BismarckND100$75,000
Blacksburg-Christiansburg-RadfordVA97$72,750
BloomingtonIN100$75,000
Bloomington-NormalIL97$72,750
Boise City-NampaID93$69,750
Boston-Cambridge-QuincyMA-NH129$96,750
BoulderCO124$93,000
Bowling GreenKY89$66,750
Bremerton-SilverdaleWA100$75,000
Bridgeport-Stamford-NorwalkCT129$96,750
Brownsville-HarlingenTX86$64,500
BrunswickGA100$75,000
Buffalo-Niagara FallsNY93$69,750
BurlingtonNC97$72,750
Burlington-South BurlingtonVT129$96,750
Canton-MassillonOH100$75,000
Cape Coral-Fort MyersFL98$73,500
Carson CityNV100$75,000
CasperWY100$75,000
Cedar RapidsIA92$69,000
Champaign-UrbanaIL98$73,500
CharlestonWV92$69,000
Charleston-North CharlestonSC97$72,750
Charlotte-Gastonia-ConcordNC-SC92$69,000
CharlottesvilleVA106$79,500
ChattanoogaTN-GA88$66,000
CheyenneWY100$75,000
Chicago-Naperville-JolietIL-IN-WI113$84,750
ChicoCA100$75,000
Cincinnati-MiddletownOH-KY-IN89$66,750
ClarksvilleTN-KY88$66,000
ClevelandTN91$68,250
Cleveland-Elyria-MentorOH99$74,250
Coeur d’AleneID100$75,000
College Station-BryanTX100$75,000
Colorado SpringsCO91$68,250
ColumbiaMO91$68,250
ColumbiaSC95$71,250
ColumbusGA-AL100$75,000
ColumbusIN100$75,000
ColumbusOH94$70,500
Corpus ChristiTX93$69,750
CorvallisOR100$75,000
CumberlandMD-WV100$75,000
Dallas-Fort Worth-ArlingtonTX92$69,000
DaltonGA100$75,000
DanburyCT129$96,750
DanvilleIL89$66,750
DanvilleVA100$75,000
Davenport-Moline-Rock IslandIA-IL96$72,000
DaytonOH93$69,750
DecaturAL88$66,000
DecaturIL93$69,750
Deltona-Daytona Beach-Ormond BeachFL100$75,000
Denver-AuroraCO101$75,750
Des Moines-West Des MoinesIA90$67,500
Detroit-Warren-LivoniaMI100$75,000
DothanAL85$63,750
DoverDE97$72,750
DubuqueIA96$72,000
DuluthMN-WI100$75,000
DurhamNC94$70,500
Eau ClaireWI93$69,750
El CentroCA100$75,000
El PasoTX90$67,500
ElizabethtownKY100$75,000
Elkhart-GoshenIN100$75,000
ElmiraNY100$75,000
EriePA100$75,000
Eugene-SpringfieldOR111$83,250
EvansvilleIN-KY95$71,250
FairbanksAK134$100,500
FargoND-MN92$69,000
FarmingtonNM96$72,000
FayettevilleNC97$72,750
Fayetteville-Springdale-RogersAR-MO89$66,750
FlagstaffAZ116$87,000
FlintMI100$75,000
FlorenceSC90$67,500
Florence-Muscle ShoalsAL88$66,000
Fond du LacWI100$75,000
Fort Collins-LovelandCO91$68,250
Fort SmithAR-OK83$62,250
Fort Walton Beach-Crestview-DestinFL100$75,000
Fort WayneIN93$69,750
FresnoCA119$89,250
GadsdenAL86$64,500
GainesvilleFL99$74,250
GainesvilleGA100$75,000
Glens FallsNY109$81,750
GoldsboroNC100$75,000
Grand ForksND-MN100$75,000
Grand JunctionCO99$74,250
Grand Rapids-WyomingMI96$72,000
Great FallsMT100$75,000
GreeleyCO100$75,000
Green BayWI95$71,250
Greensboro-High PointNC100$75,000
GreenvilleNC96$72,000
GreenvilleSC89$66,750
Gulfport-BiloxiMS100$75,000
Hagerstown-MartinsburgMD-WV84$63,000
Hanford-CorcoranCA100$75,000
Harrisburg-CarlislePA100$75,000
HarrisonburgVA99$74,250
Hartford-West Hartford-East HartfordCT129$96,750
HattiesburgMS92$69,000
Hickory-Lenoir-MorgantonNC93$69,750
Hinesville-Fort StewartGA100$75,000
Holland-Grand HavenMI100$75,000
HonoluluHI165$123,750
Hot SpringsAR91$68,250
Houma-Bayou Cane-ThibodauxLA100$75,000
Houston-Sugar Land-BaytownTX89$66,750
Huntington-AshlandWV-KY-OH100$75,000
HuntsvilleAL91$68,250
Idaho FallsID100$75,000
Indianapolis-CarmelIN88$66,000
Iowa CityIA93$69,750
IthacaNY103$77,250
JacksonMI100$75,000
JacksonMS95$71,250
JacksonTN90$67,500
JacksonvilleFL94$70,500
JacksonvilleNC92$69,000
JanesvilleWI95$71,250
Jefferson CityMO89$66,750
Johnson CityTN88$66,000
JohnstownPA94$70,500
JonesboroAR85$63,750
JoplinMO87$65,250
Kalamazoo-PortageMI94$70,500
Kankakee-BradleyIL100$75,000
Kansas CityMO-KS95$71,250
Kennewick-Richland-PascoWA88$66,000
Killeen-Temple-Fort HoodTX90$67,500
Kingsport-Bristol-BristolTN-VA100$75,000
KingstonNY100$75,000
KnoxvilleTN89$66,750
KokomoIN100$75,000
La CrosseWI-MN100$75,000
LafayetteIN94$70,500
LafayetteLA98$73,500
Lake CharlesLA93$69,750
LakelandFL100$75,000
LancasterPA100$75,000
Lansing-East LansingMI100$75,000
LaredoTX100$75,000
Las CrucesNM101$75,750
Las Vegas-ParadiseNV100$75,000
LawrenceKS93$69,750
LawtonOK86$64,500
LebanonPA100$75,000
Leominster-Fitchburg-GardnerMA129$96,750
LewistonID-WA100$75,000
Lewiston-AuburnME129$96,750
Lexington-FayetteKY95$71,250
LimaOH93$69,750
LincolnNE100$75,000
Little Rock-North Little RockAR87$65,250
LoganUT-ID98$73,500
LongviewTX100$75,000
LongviewWA100$75,000
Los Angeles-Long Beach-Santa AnaCA142$106,500
Louisville-Jefferson CountyKY-IN89$66,750
LubbockTX87$65,250
LynchburgVA96$72,000
MaconGA100$75,000
MaderaCA100$75,000
MadisonWI100$75,000
ManchesterNH129$96,750
MansfieldOH100$75,000
McAllen-Edinburg-MissionTX86$64,500
MedfordOR100$75,000
MemphisTN-MS-AR86$64,500
MercedCA100$75,000
Miami-Fort Lauderdale-Miami BeachFL120$90,000
Michigan City-La PorteIN100$75,000
MidlandTX91$68,250
Milwaukee-Waukesha-West AllisWI102$76,500
Minneapolis-St. Paul-BloomingtonMN-WI114$85,500
MissoulaMT101$75,750
MobileAL90$67,500
ModestoCA100$75,000
MonroeLA97$72,750
MonroeMI100$75,000
MontgomeryAL96$72,000
MorgantownWV100$75,000
MorristownTN88$66,000
Mount Vernon-AnacortesWA100$75,000
MuncieIN100$75,000
Muskegon-Norton ShoresMI100$75,000
Myrtle Beach-Conway-North Myrtle BeachSC91$68,250
NapaCA100$75,000
Naples-Marco IslandFL100$75,000
Nashville-Davidson–MurfreesboroTN88$66,000
New BedfordMA129$96,750
New HavenCT129$96,750
New Orleans-Metairie-KennerLA106$79,500
New York-Northern New Jersey-Long Island*NY-NJ-PA218$163,500
Niles-Benton HarborMI100$75,000
Norwich-New LondonCT-RI129$96,750
OcalaFL100$75,000
Ocean CityNJ100$75,000
OdessaTX89$66,750
Ogden-ClearfieldUT100$75,000
Oklahoma CityOK89$66,750
OlympiaWA105$78,750
Omaha-Council BluffsNE-IA89$66,750
Orlando-KissimmeeFL98$73,500
Oshkosh-NeenahWI100$75,000
OwensboroKY100$75,000
Oxnard-Thousand Oaks-VenturaCA100$75,000
Palm Bay-Melbourne-TitusvilleFL100$75,000
Panama City-Lynn HavenFL105$78,750
Parkersburg-Marietta-ViennaWV-OH100$75,000
PascagoulaMS100$75,000
Pensacola-Ferry Pass-BrentFL100$75,000
PeoriaIL100$75,000
Philadelphia-Camden-WilmingtonPA-NJ-DE-MD103$77,250
Phoenix-Mesa-ScottsdaleAZ100$75,000
Pine BluffAR100$75,000
PittsburghPA92$69,000
PittsfieldMA129$96,750
PocatelloID100$75,000
Port St. Lucie-Fort PierceFL100$75,000
Portland-South Portland-BiddefordME129$96,750
Portland-Vancouver-BeavertonOR-WA117$87,750
PortsmouthNH-ME129$96,750
Poughkeepsie-Newburgh-MiddletownNY100$75,000
PrescottAZ105$78,750
Providence-Fall River-WarwickRI-MA129$96,750
Provo-OremUT100$75,000
PuebloCO83$62,250
Punta GordaFL100$75,000
RacineWI100$75,000
Raleigh-CaryNC100$75,000
Rapid CitySD100$75,000
ReadingPA100$75,000
ReddingCA100$75,000
Reno-SparksNV108$81,000
RichmondVA105$78,750
Riverside-San Bernardino-OntarioCA123$92,250
RoanokeVA93$69,750
RochesterMN98$73,500
RochesterNY99$74,250
Rochester-DoverNH-ME129$96,750
RockfordIL91$68,250
Rocky MountNC100$75,000
RomeGA100$75,000
Sacramento–Arden-Arcade–RosevilleCA115$86,250
Saginaw-Saginaw Township NorthMI100$75,000
SalemOR100$75,000
SalinasCA100$75,000
SalisburyMD100$75,000
Salt Lake CityUT98$73,500
San AngeloTX90$67,500
San AntonioTX93$69,750
San Diego-Carlsbad-San MarcosCA132$99,000
San Francisco-Oakland-FremontCA137$102,750
San Jose-Sunnyvale-Santa ClaraCA158$118,500
San Luis Obispo-Paso RoblesCA100$75,000
SanduskyOH100$75,000
Santa Barbara-Santa MariaCA100$75,000
Santa Cruz-WatsonvilleCA100$75,000
Santa FeNM100$75,000
Santa Rosa-PetalumaCA100$75,000
Sarasota-Bradenton-VeniceFL97$72,750
SavannahGA90$67,500
Scranton–Wilkes-BarrePA100$75,000
Seattle-Tacoma-BellevueWA114$85,500
Sebastian-Vero BeachFL101$75,750
SheboyganWI97$72,750
Sherman-DenisonTX100$75,000
Shreveport-Bossier CityLA93$69,750
Sioux CityIA-NE-SD100$75,000
Sioux FallsSD100$75,000
South Bend-MishawakaIN-MI90$67,500
SpartanburgSC100$75,000
SpokaneWA91$68,250
SpringfieldIL86$64,500
SpringfieldMA-CT129$96,750
SpringfieldMO89$66,750
SpringfieldOH100$75,000
St. CloudMN99$74,250
St. GeorgeUT97$72,750
St. JosephMO-KS92$69,000
St. LouisMO-IL87$65,250
State CollegePA100$75,000
StocktonCA100$75,000
SumterSC93$69,750
SyracuseNY98$73,500
TallahasseeFL100$75,000
Tampa-St. Petersburg-ClearwaterFL99$74,250
Terre HauteIN89$66,750
Texarkana-TexarkanaTX-AR100$75,000
ToledoOH100$75,000
TopekaKS88$66,000
Trenton-EwingNJ100$75,000
TucsonAZ97$72,750
TulsaOK85$63,750
TuscaloosaAL92$69,000
TylerTX94$70,500
Utica-RomeNY100$75,000
ValdostaGA90$67,500
Vallejo-FairfieldCA100$75,000
VictoriaTX100$75,000
Vineland-Millville-BridgetonNJ100$75,000
Virginia Beach-Norfolk-Newport NewsVA-NC110$82,500
Visalia-PortervilleCA100$75,000
WacoTX87$65,250
Warner RobinsGA100$75,000
Washington-Arlington-AlexandriaDC-VA-MD-WV138$103,500
WaterburyCT129$96,750
Waterloo-Cedar FallsIA89$66,750
WausauWI96$72,000
Weirton-SteubenvilleWV-OH100$75,000
WenatcheeWA100$75,000
WheelingWV-OH100$75,000
Wichita FallsTX100$75,000
WichitaKS90$67,500
WilliamsportPA98$73,500
WilmingtonNC98$73,500
WinchesterVA-WV103$77,250
Winston-SalemNC90$67,500
WorcesterMA-CT129$96,750
YakimaWA99$74,250
York-HanoverPA98$73,500
Youngstown-Warren-BoardmanOH-PA93$69,750
Yuba CityCA100$75,000
YumaAZ103$77,250
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