网上问过..得不到理想答案。 Chat InformationWelcome to our Capital One chat service! One of our Account Specialists will be right with you. This chat will be monitored and recorded. Chat InformationHi, this is Seth. Whom do I have the pleasure of chatting with today? you: Hi Seth: Hello. Seth: How can I help you today? you: could you explain the difference between Purchase Eraser and redeem reward as account credit? Seth: Sure. Seth: The Purchase Eraser option allows you to pick a travel charge on your statement and apply your rewards for an account credit. Seth: Once your redemption is submitted, please allow 5-7 days for the credit to appear on your account. Seth: If you do redeem the rewards as account credit, your account will be credited within 5-7 days. Seth: The purchase eraser option is only available for travel purchases. you: right Seth: You can use the account credit option to apply the rewards to account balance without selecting any particular transaction. you: I see.. Seth: By either way, the account would reflect a credit within 5-7 days. you: so I would receive equal amount of reward you: Am I right Seth: Yes, that's correct. you: Thank you for that Seth: You're welcome. Last text message receivedSeth: Is there anything else I can help you with today? you: That was it. Thank you