是不是应该放25%的收入到 After-Tax?# JobHunting - 待字闺中
L*k
1 楼
公司提供：
Contributions Per Pay Period
Before-Tax (0% - 25%)
Roth 401(k) (0% - 25%)
After-Tax (0% - 25%)
我看公司对 After-Tax 的解释：
after-tax contributions may be withdrawn at any time regardless
of your age
并且好像after-tax 和 401k一样都有公司的match：
Basic Contributions" are the first 2% to 6% of your
pay that you contribute, regardless of whether you save on a before-tax,
Roth 401(k), or after-tax basis.
只是取出来会被停止3个月的contribution：
Note that if you have been a member of the Plan for fewer than five years
and you:
x withdraw basic (matched) after-tax contributions made after December 31,
1986, or
x withdraw Company contributions that have been in the Plan for fewer than
two years,
then future Company matching contributions will be suspended for three
months following
the withdrawal.
感觉这个After-Tax 挺好，随时可以把钱全部取出来，包括公司的match的钱
Contributions Per Pay Period
Before-Tax (0% - 25%)
Roth 401(k) (0% - 25%)
After-Tax (0% - 25%)
我看公司对 After-Tax 的解释：
after-tax contributions may be withdrawn at any time regardless
of your age
并且好像after-tax 和 401k一样都有公司的match：
Basic Contributions" are the first 2% to 6% of your
pay that you contribute, regardless of whether you save on a before-tax,
Roth 401(k), or after-tax basis.
只是取出来会被停止3个月的contribution：
Note that if you have been a member of the Plan for fewer than five years
and you:
x withdraw basic (matched) after-tax contributions made after December 31,
1986, or
x withdraw Company contributions that have been in the Plan for fewer than
two years,
then future Company matching contributions will be suspended for three
months following
the withdrawal.
感觉这个After-Tax 挺好，随时可以把钱全部取出来，包括公司的match的钱