refinance 要多付 12k 正常么 ？# Living
t*z
1 楼
20 $180k loan 3.875% （原来4.875）
1. origination charge 2282
2. mortgage insurance 81
3. appraisal fee 350
4. credit report 17
5. tax service 89
6. flood certification 11
7. insurance tracking 13
8. title services and lender's title insurance 1690
9. owner's title insurance 0
10. survey 600
11. government recording charges 156
12. transfer taxes 0
13. initial deposit for your escrow account 962 <==I had it, why do I need
to
pay?
14. daily interest charges $19*16=307
15. homeowner's insurance 585 <==I had it, why do I need to buy again?
16. county prop 5190 <== is is tax?
这样一算，就没有意思了。这些费用正常么？ 谢谢
1. origination charge 2282
2. mortgage insurance 81
3. appraisal fee 350
4. credit report 17
5. tax service 89
6. flood certification 11
7. insurance tracking 13
8. title services and lender's title insurance 1690
9. owner's title insurance 0
10. survey 600
11. government recording charges 156
12. transfer taxes 0
13. initial deposit for your escrow account 962 <==I had it, why do I need
to
pay?
14. daily interest charges $19*16=307
15. homeowner's insurance 585 <==I had it, why do I need to buy again?
16. county prop 5190 <== is is tax?
这样一算，就没有意思了。这些费用正常么？ 谢谢
