【在 m**********s 的大作中提到】 : I still get the same rate as last month, never changed
M*I
7 楼
because it is dropped today in general :) you may have small loan amount which has little room for rate drop or ...
m*s
8 楼
I got high balance amount. But my loan broker still give 3.875% as always since last month. She said the rate has to be dropped 0.125% so that the bank can change to 3.75% to borrower. Why?
【在 M********I 的大作中提到】 : because it is dropped today in general : :) : you may have small loan amount which has little room for rate drop : or ...
k*o
9 楼
Most lender only have 1/8 (discrete case), for example: 3.875%, 3.75%, 3.625%
【在 m**********s 的大作中提到】 : I got high balance amount. But my loan broker still give 3.875% as always : since last month. She said the rate has to be dropped 0.125% so that the : bank can change to 3.75% to borrower. Why?
b*2
10 楼
今天是真的跌了, 再多问几家吧
m*s
11 楼
I understand. So it means when the rate dropped but not enough to reduce the rate for the borrower, the mortgage company or the broker get more commission, right? Does this mean that under this situation, some "good" mortgage company or broker will give some credit?
625%
【在 k******o 的大作中提到】 : Most lender only have 1/8 (discrete case), for example: 3.875%, 3.75%, 3.625%