大家小心签lease被hard pull - 未名空间MITBBS历史存档

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大家小心签lease被hard pull

大家小心签lease被hard pull# Money - 海外理财

v*y2013-03-21 07:03

1 楼

上个星期签个新lease，被要了SSN。当时专门问了是不是hard pull，老美信誓旦旦的
说就是一般的inquiries，跟credit没关系。结果今天一看EQ多了一个hard，顿时在心
里慰问了老美无数次。大家碰到这种情况还是小心吧。顺道问问高人EQ到15个hard是不
是基本都秒拒必须得养账户了？

D*E2013-03-21 07:03

2 楼

这怎么小心啊，要CHECK CREDIT的一律不租？

【在 v******y 的大作中提到】

: 上个星期签个新lease，被要了SSN。当时专门问了是不是hard pull，老美信誓旦旦的
: 说就是一般的inquiries，跟credit没关系。结果今天一看EQ多了一个hard，顿时在心
: 里慰问了老美无数次。大家碰到这种情况还是小心吧。顺道问问高人EQ到15个hard是不
: 是基本都秒拒必须得养账户了？

m*k2013-03-21 07:03

3 楼

租房被HARD是常识吧..
只是楼主遇到的这老美跟业务不精的CSR一样了.

t*d2013-03-21 07:03

4 楼

rental check by property management is always hard pull
and i have 12+ hard pulls all the time, never been denied credit card before
, very high FICO as well

【在 v******y 的大作中提到】

u*r2013-03-21 07:03

5 楼

Credit inquiry by landlord is hard pull, which is most of the time, a
necessary process to let you move in.
However, credit inquiries only accounts for 10% of your credit score, you
don't need to avoid inquiries unless you are considering buying a car or
home in the near futuer. Inquiries can be kept up to 2 years, but the impact
to your score will be very little after 1 year.

【在 v******y 的大作中提到】

b*e2013-03-21 07:03

6 楼

应该是贷款买车和买房吧。
租房要查啊！

impact
旦的
在心
是不

【在 u****r 的大作中提到】

: Credit inquiry by landlord is hard pull, which is most of the time, a
: necessary process to let you move in.
: However, credit inquiries only accounts for 10% of your credit score, you
: don't need to avoid inquiries unless you are considering buying a car or
: home in the near futuer. Inquiries can be kept up to 2 years, but the impact
: to your score will be very little after 1 year.