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citigold checking's monthly points benefit

citigold checking's monthly points benefit# Money - 海外理财

m*22015-08-04 07:08

1 楼

Make a direct deposit (ACH) and a bill payment per month, get 650 ThankYou
points per month.
下面还有一条不太懂：
Make a debit or credit transaction, get 350 or 100 points.

f*92015-08-04 07:08

2 楼

就是说用debit card 也有points, "debit"走的是ATM的network, may need to input
PIN for the transaction, "credit"走的是Visa Master的network,签名就行了，不需
要PIN

e*a2015-08-04 07:08

3 楼

super sweet deal ah...

【在 m**2 的大作中提到】

: Make a direct deposit (ACH) and a bill payment per month, get 650 ThankYou
: points per month.
: 下面还有一条不太懂：
: Make a debit or credit transaction, get 350 or 100 points.

t*32015-08-04 07:08

4 楼

Is this targeted? How to enroll?

【在 m**2 的大作中提到】

: Make a direct deposit (ACH) and a bill payment per month, get 650 ThankYou
: points per month.
: 下面还有一条不太懂：
: Make a debit or credit transaction, get 350 or 100 points.

m*22015-08-04 07:08

5 楼

Not targeted. Found it in the thankyou points package.

【在 t****3 的大作中提到】

: Is this targeted? How to enroll?

s*s2015-08-04 07:08

6 楼

ACH 算direct deposit?

【在 m**2 的大作中提到】

: Make a direct deposit (ACH) and a bill payment per month, get 650 ThankYou
: points per month.
: 下面还有一条不太懂：
: Make a debit or credit transaction, get 350 or 100 points.

m*k2015-08-04 07:08

7 楼

I can't find it. is it online? thx

【在 m**2 的大作中提到】

: Not targeted. Found it in the thankyou points package.

s*s2015-08-04 07:08

8 楼

https://online.citibank.com/US/JRS/pands/detail.do?ID=CBNATYRNRewards
click "ThankYou Points Earning Chart"

【在 m******k 的大作中提到】

: I can't find it. is it online? thx

m*22015-08-04 07:08

9 楼

我用ACH拿到了650 points。

【在 s*****s 的大作中提到】

: ACH 算direct deposit?

c*u2015-08-04 07:08

10 楼

我用 ach 也拿到了，都不知道这个，只是为了转钱进去。
我确信我申请的是typ 40k 的， 6月19号申请的，然后前天发信去确认offer, 结果说
我符合aa 50k promotion if I make two bill payments and spend $1000。我没有
citi aa 卡，gold checking 上面显示typ, 可是服务人员说没有看见我用的任何code,
何解？
谁有7月之前的typ 40k 的screen shot，可否短信分享一下？谢谢。

w*i2015-08-04 07:08

11 楼

问一下你这ACH是怎么操作的，工资？

【在 m**2 的大作中提到】

: 我用ACH拿到了650 points。

f*y2015-08-04 07:08

12 楼

请问ach要进去多少金额？是工资还是其他银行ach push？
我放了200工资好像没给 :(

m*22015-08-04 07:08

13 楼

就是bank ach!

c*u2015-08-04 07:08

14 楼

从外面的银行链接一下，然后转钱进citi 就可以了。

k*g2015-08-04 07:08

15 楼

这些点是taxable points
是不要上税啊？

j*22015-08-04 07:08

16 楼

是taxable points，一年redeem 600刀或以上才交税：
http://stirfrypoints.blogspot.com/2015/07/citithank-youtyp_13.h

【在 k******g 的大作中提到】

: 这些点是taxable points
: 是不要上税啊？

z*j2015-08-04 07:08

17 楼

有个问题想搞清楚。
如果买机票需要80k点数，价值$800。是否可以用40k正常typ+40k应税typ购买。如果可
以的话，算不算超过$600，然后要交税呢？

【在 j****2 的大作中提到】

: 是taxable points，一年redeem 600刀或以上才交税：
: http://stirfrypoints.blogspot.com/2015/07/citithank-youtyp_13.h

j*22015-08-04 07:08

18 楼

不算，算400刀。

【在 z****j 的大作中提到】

: 有个问题想搞清楚。
: 如果买机票需要80k点数，价值$800。是否可以用40k正常typ+40k应税typ购买。如果可
: 以的话，算不算超过$600，然后要交税呢？

m*22015-08-04 07:08

19 楼

From Doctor of Credit:
A few people have mentioned the idea of funding a Citigold savings account
with a credit card as well. This idea is actually a hidden goldmine in this
Citigold checking.
The way Citi works with their checking and savings accounts is that the
accounts are part of a 'package'. You can open the Gold package which has a
$30 monthly fee, or the Account package with a $25 monthly fee or a Basic
package with a $10 monthly fee. Whichever package you choose includes either
a checking account, a savings account, or both. You don't pay any
additional fees for opening both accounts.
The account that interests us is the Gold account since that's the one which
has the bonus for opening. It takes a number of months until the bonus hits
and we'll thus end up having the Citigold account for a number of months.
In the meantime, you can open a savings account and it goes under the same
Gold account package, with no extra fees at all.
And...the savings account can be funded with a credit card, no different
than the checking account. When a Citigold checking customer opens a savings
account, the system doesn't clearly give the option of doing the initial
funding with a credit card, but many of us have been able to do just that.