[Career Series]The Business Development Career Track - 未名空间MITBBS历史存档

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[Career Series]The Business Development Career Track

[Career Series]The Business Development Career Track# Biology - 生物学

w*t2015-11-12 08:11

1 楼

1）Grovery Cashback?
5-6%
2) Drugstore Cashback?
5%
3) Resturant Cashback?
5%
4) Bookstore Cashback?
5%
5) Office Supply Cashback?
5-10%
6) Utility Bills/ Cellphoen / Wireless cashback
5%
7) Generic Cashback When everything else failed/ Capped..
2-3%
If you do not have these 7 types of card in your wallet,,, you should
consider get one.

N*M2015-11-12 08:11

2 楼

上个月交了I-140，刚问了律师可不可以现在追加PP,律师发来长信，要点如下，请大家
讨论，尤其是yoyo等专家给点意见：
We have received mixed reviews from other attorneys who have tried this -
some have been successful and others have had their petitions returned, so I
wanted to just give you an idea of what some of the possible outcomes may
be and you can determine how you would like to proceed.
PP不成怎么还may return petitions阿？太可怕了吧？有人能提供一个官方说法的link
吗？
Currently, the cost to file a premium processing request is $1225.00. As
such, there is a very real possibility that you would pay the premium
processing fee, the request may be denied, and you would just lose the $1225
.00, as filing fees are nonrefundable.
之前我记得有人说PP被据是不收钱的阿，怎么是refundable了？还是律师自己收了阿？
搜了USCIS网站也没找到说明，有人能提供一个refundable的link吗？律师这么骗人也
太缺德了吧？
If we were to request premium processing, your file would be sent over to
the premium processing unit, and if the premium processing team were to
determine that your I-140 petition was not eligible for premium processing,
your file would have to be sent back to the standard processing team, which
may or may not cause delays in the processing of your I-140.
这个倒是不好判断真假！
抛砖引玉请大家讨论，也希望大家都少走弯路。

s*y2015-11-12 08:11

3 楼

小花跟小白都长大了，小白也变成了小花，他们胆子还是挺小的。前一段刚给买了猫树
，可是两个孩子都不是很感冒。
照片有点乱，大家随便看看吧。请忽略我家那个破沙发还有乱乱的阳台，呵呵。最后还
贴了几张他们刚回家的照片。
谢谢callina给我们这两只猫，他们很可爱。前几天我跟老公还再想那只tabby现在怎么
样了？如果当时抱回来了，估计现在很黏人啊。
最后祝大家新年快乐！看图吧。

b*22015-11-12 08:11

4 楼

就是不ship

D*a2015-11-12 08:11

5 楼

打算每周至少转两篇。这是这周第二篇
By David G. Jensen
April 17, 2009
http://sciencecareers.sciencemag.org/career_magazine/previous_i
As I've stated many times in my columns, the best way to learn about a job
that sounds interesting to you is to talk to someone who's already working
in that position. In this series, I'll be doing some of that work for you,
but I urge you to take it further. Tools like Informational Interviewing can
be invaluable when you combine what you learn on Science Careers with your
own research.
This month, I'll explore business development (BD) careers. This is the job
option people ask me about most often when I give seminars about alternative
careers. It is also one of the most misunderstood. For many, the term
brings to mind a rep from the local reagents supplier--someone they
generally avoid when they see him in the lab. Or they think of a used-car
salesman--and all that says about pushy sales behavior.
Much more than sales
"In small companies, the term 'business development' is often applied to
salespeople because the perception is that it sounds friendlier," says
Brandon Price, a business-development consultant who runs his own business,
Falcon Ridge Associates, in Cary, North Carolina. "But the term is a broad
one, and it actually represents careers in several niches."
Few careers for scientists offer such a wide variety of employment
opportunities. BD staff work in small companies, large companies, government
centers, universities, and private institutions. The daily activities are
varied, ranging from strategy and market planning to customer contact, new
business development, and licensing.
Business development professionals at small companies may be involved in
sales and marketing, but Brandon says that they're also involved in scouting
for new technologies, developing business opportunities, licensing, and
dealmaking. I think smaller companies are a great place to start a career in
BD because of the varied work. You can be developing a marketing plan one
day and be working on the terms of a licensing agreement with a major
company the next. Small companies give you a mix of experiences, a base from
which you can zero in and become an expert in one niche.
At larger companies, business-development jobs are much more specialized. "
In the big corporations, business development most often refers to teams of
people looking for new products, new markets for existing technologies,
strategic partnerships, and the like," Brandon says. Scientific knowledge is
really important in these jobs, and although there are non-Ph.D.s in
business development, employers will readily pay a premium for advanced
degrees. I see far more BD positions that require Ph.D.s than I do positions
that require any other degree, including MBAs.
Technical know-how is also the key to another business development niche,
technology transfer. "There are also BD types engaged within tech-transfer
entities at universities whose job it is to work with the inventors to
generate good summaries of inventions they want to see commercialized, and
then find and engage prospective industry licensing partners," Brandon says.
Tech-transfer positions are found both in organizations that want to
license out their technology, such as universities, and in organizations
that want to license in an idea to develop into a product, such as a medical
device or biotechnology company.
Licensing specialists work with both "in" and "out" licensing agreements.
Sometimes, a licensing specialist may add a law degree to their technical
credentials at midcareer or later.
Brandon's experience and recommendations
Brandon's career is a good example of how to make a move into business from
the bench. He started his professional life as a Ph.D. biophysicist in
academia. After a few years, he was on the tenure track but was receiving a
fair amount of funding from industry. He had developed contacts in companies
and liked the applied nature of industry.
"I moved from academia into a technical role at J&J [Johnson & Johnson] in
the company's flow-cytometry business unit," Brandon says. "I was soon
supervising two technical teams, one involved in developing clinical
protocols for a new flow cytometer and the other engaged in developing new
measurement parameters to enhance an existing blood-cell analyzer."
Like many others who have crossed the bridge between technical work and
business, Brandon found that the sales and marketing team didn't really
understand these complex instruments. "These folks found that I was
delighted to work with their clients and prospects to help them understand
the features and benefits of the new technologies we had developed, and I
began to do more and more of that."
Several people moved from J&J to form a new biotech company, Damon Biotech,
including the start-up's chief executive officer and vice president of sales
and marketing. They recruited Brandon for a product-director position with
the new venture. Damon Biotech was an important biotech start-up--one of the
first contract manufacturing organizations and an important building block
for the Boston-area biocluster.
Damon Biotech offered contract cell-culture services to other companies,
producing monoclonal antibodies for both therapeutic and diagnostic
companies. Brandon went into direct sales and was responsible for sales to
clients who were developing therapeutic products. He was also posted to the
United Kingdom for more than a year so he could establish Damon's European
business development organization.
Since those days in the early to mid-1980s, Brandon has been in or had
responsibility for many business-development niches. He's worked for both
large companies and start-ups, including a couple of stints as CEO for start
-up companies.
Brandon didn't go directly from the lab into business development--it took a
few steps to get there. This is typical for people in these careers. BD isn
't a target that you can easily transition to directly; it's always better
to go in sideways, by first taking a technical role at a company or
institution and then taking advantage of your connections within the company.
"In my view, the most important connection to the transition from research
to BD is a mentor, someone who sees your attributes and who recognizes the
value that an articulate, technically competent person can bring to the
business development function at his or her organization," Brandon says.
Breaking into BD
One mistake many scientists who want to go into business development make is
that they try to forgo actual work experience by getting an MBA. Although
some BD jobs, notably in the larger companies, may require an MBA, these
jobs are in the minority. "If you already have an advanced technical degree,
like to work with people, and are a good communicator in both written and
spoken English, I strongly urge that you find the right company to employ
those traits, perhaps even in a sales position to get some good experience,"
Brandon says. "Besides, your new company will most likely have a tuition-
reimbursement plan, and you can get your MBA on their coin!"
If you're interested in jobs in this sector, don't just start looking at
online ads for jobs that appeal to you. As I've said in many "Tooling Up"
columns, you need to use your networking skills and talk to people to find
out what the industry's needs are and how your skills can help to meet those
needs.
"Believe me, good, articulate, technical people who want to work in business
development are hard to find, even in the current economic climate,"
Brandon says. "If that sounds like you, one great way of landing a job is to
talk to the salespeople at trade show booths. Corporate VPs are always
lurking about, especially if it is a large conference, something like the
BIO or FASEB meetings. With the right kind of technical background and a
good first impression, you may find that a position opens up."

I*t2015-11-12 08:11

6 楼

除了discover和freedom这样的季度5%卡以外，forward吃饭买书亚马孙，其他的几个5%
卡比如ink bold个人不是那么容易入手，再往下排就是fia，还有boa123买菜，还有ua
和spg这样的折算大约2%的。

M*r2015-11-12 08:11

7 楼

总感觉这律师不靠普啊...

h*d2015-11-12 08:11

8 楼

很白啊～花纹变深了

w*g2015-11-12 08:11

9 楼

这和泥马没货没什么区别。

★ 发自iPhone App: ChineseWeb 7.7

【在 b*****2 的大作中提到】

: 就是不ship

f*g2015-11-12 08:11

10 楼

第一眼以为LZ是伸手党
但看到最后这句“If you do not have these 7 types of card in your wallet,,,
you should consider get one.”我又疑惑了。
莫非楼主觉得自己分享了很宝贵的信息？

d*o2015-11-12 08:11

11 楼

这个"return petition"没听说过呀，律师这么吓人.
这是我的律师回的信关于PP退款不退款
“If USCIS does not review the petition within 15 days of receipt of the fee
, they will refund.”

s*y2015-11-12 08:11

12 楼

小白变化很大，小花变化比较小，呵呵

【在 h**********d 的大作中提到】

: 很白啊～花纹变深了

m*d2015-11-12 08:11

13 楼

这样是不是季报好看?

【在 b*****2 的大作中提到】

: 就是不ship

d*12015-11-12 08:11

14 楼

ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

H*52015-11-12 08:11

15 楼

我们公司的律师挺有经验的，他说用PP可能会导致拒绝率上升，因为在15天内必须给答
复，而15天里的材料又不一定齐全，特别是PERM要调档，所以“急着催”反而容易导致
“快速拒”，以前他有过几个类似的cases，但降级他是第一次做。

y*u2015-11-12 08:11

16 楼

这鼻头

b*22015-11-12 08:11

17 楼

两个月才ship，说不定两个月我都能找到没税没运费的了

s*02015-11-12 08:11

18 楼

有safeway的地方真应该有一张blue cash preferred，配合JFU偶尔的10% off，amazon
gc轻松15% off。。。。。

s*o2015-11-12 08:11

19 楼

你说的这个return petition 我们公司律师也给我提了，不过我觉得他们就是把最坏的
情况也给你说了，还没听说谁的petition 真被return了

a*y2015-11-12 08:11

20 楼

小白居然能变成这样，嘻嘻

M*42015-11-12 08:11

21 楼

刚去取消了一单。

s*g2015-11-12 08:11

22 楼

先列出你的答案

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

N*M2015-11-12 08:11

23 楼

filingfee到底是退还是不退阿？

Y*Y2015-11-12 08:11

24 楼

太漂亮了！养的可真好！

d*r2015-11-12 08:11

25 楼

我把我的12个都CANCEL掉了，现在随便定了，没有个数限制，重新订还可以省点邮
费。

s*92015-11-12 08:11

26 楼

求解

N*M2015-11-12 08:11

27 楼

Instruction for I-907 says "USCIS will refund the premium processing service
fee but continue to process the case unless, within 15 calendar days of
receipt of a properly filed Form I-709", USCIS issues an approval notice or,
where appropriate, issue a notice of intent to deny a request for evidence,
or opens an investigation for suspected fraud or misrepresentation on the
realted petion or application".
绕来绕去也没说明白阿！

p*12015-11-12 08:11

28 楼

很可爱

h*e2015-11-12 08:11

29 楼

在哪里下单8G？

【在 d********r 的大作中提到】

: 我把我的12个都CANCEL掉了，现在随便定了，没有个数限制，重新订还可以省点邮
: 费。

w*t2015-11-12 08:11

30 楼

这末牛的帖子没人顶。。。唉。。

N*M2015-11-12 08:11

31 楼

“快速拒”是拒140还是拒PP阿？140没fraud的话只是没完整的话，不能因为催就直接
据了吧?

【在 H***5 的大作中提到】

: 我们公司的律师挺有经验的，他说用PP可能会导致拒绝率上升，因为在15天内必须给答
: 复，而15天里的材料又不一定齐全，特别是PERM要调档，所以“急着催”反而容易导致
: “快速拒”，以前他有过几个类似的cases，但降级他是第一次做。

s*y2015-11-12 08:11

32 楼

恩，大鼻子

【在 y*********u 的大作中提到】

: 这鼻头

d*u2015-11-12 08:11

33 楼

怪不得我的我ship这么早了, 原来是你们都cancel了...

d*j2015-11-12 08:11

34 楼

可以放上upromise那张
其实把cb这样分散不好。

card

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

x*h2015-11-12 08:11

35 楼

re，同觉得这种说法有点不太对吧

【在 N****M 的大作中提到】

: “快速拒”是拒140还是拒PP阿？140没fraud的话只是没完整的话，不能因为催就直接
: 据了吧?

s*y2015-11-12 08:11

36 楼

小白变成了小花猫了，哈哈

【在 a******y 的大作中提到】

: 小白居然能变成这样，嘻嘻

z*62015-11-12 08:11

37 楼

那么Ua club就算超级神卡了

【在 d*****1 的大作中提到】

: ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

f*w2015-11-12 08:11

38 楼

PP拒了，退费，140继续处理，不是说得挺清楚的吗。如果140case在15天内处理了，然
后他们发出通知，不管是通过了，被拒了，或者被investigated了，那时候钱就不退了。
现在还真没看到谁PP没接受，整个case也被退回的。如果只是PP被拒，钱一定会退的。

s*y2015-11-12 08:11

39 楼

谢谢！

【在 Y******Y 的大作中提到】

: 太漂亮了！养的可真好！

l*02015-11-12 08:11

40 楼

求教是怎么做到的啊?

【在 d*****1 的大作中提到】

: ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

s*y2015-11-12 08:11

41 楼

谢谢，呵呵

【在 p*******1 的大作中提到】

: 很可爱

f*s2015-11-12 08:11

42 楼

商业卡和个人卡要分开，不分开对不少人没有意义

f*n2015-11-12 08:11

43 楼

这么的干净利索，帅

k*e2015-11-12 08:11

44 楼

请教什么是 JFU?

amazon

【在 s********0 的大作中提到】

: 有safeway的地方真应该有一张blue cash preferred，配合JFU偶尔的10% off，amazon
: gc轻松15% off。。。。。

s*r2015-11-12 08:11

45 楼

养的真好，长得真快
赞
花纹好特别啊

【在 s*****y 的大作中提到】

: 小花跟小白都长大了，小白也变成了小花，他们胆子还是挺小的。前一段刚给买了猫树
: ，可是两个孩子都不是很感冒。
: 照片有点乱，大家随便看看吧。请忽略我家那个破沙发还有乱乱的阳台，呵呵。最后还
: 贴了几张他们刚回家的照片。
: 谢谢callina给我们这两只猫，他们很可爱。前几天我跟老公还再想那只tabby现在怎么
: 样了？如果当时抱回来了，估计现在很黏人啊。
: 最后祝大家新年快乐！看图吧。

b*82015-11-12 08:11

46 楼

Not counted US Cash+ card.

card

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

f*m2015-11-12 08:11

47 楼

站的那张太帅了

s*n2015-11-12 08:11

48 楼

Blue cash preferred never had 5% cb on drugstore. Old blue cash does

s*l2015-11-12 08:11

49 楼

花纹真好看

b*n2015-11-12 08:11

50 楼

Just For U

【在 k********e 的大作中提到】

: 请教什么是 JFU?
:
: amazon

s*32015-11-12 08:11

51 楼

Be careful, do not let them jump up or out of the 阳台.
It seems you are not on the first floor.

l*d2015-11-12 08:11

52 楼

有后文没？

card

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

u*g2015-11-12 08:11

53 楼

小花的黄鼻子，lol～
猫咪们都很可爱

h*G2015-11-12 08:11

54 楼

我口袋里的10张卡,还包括了spg,discover,freedom和citi pro

card

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

s*y2015-11-12 08:11

55 楼

是啊，才几个月就长大了

【在 s******r 的大作中提到】

: 养的真好，长得真快
: 赞
: 花纹好特别啊

p*y2015-11-12 08:11

56 楼

我这段时间几乎都用不上这些分功能卡。从去年九月份申请nfl以来一直在满足各信用
卡的刷卡要求。nfl，白金，us airways的每月750。这要延续到5月底了。不知道六月
份是不是就解放了。
买菜的话，我们一般是有5%的时候就屯一堆gc。一年内慢慢刷。比如这个月forward给
的5%. 我们家买菜不多，有时候还得放着gc不刷，刷别的卡满足刷卡要求。一半的时间
在外面吃饭了。

s*y2015-11-12 08:11

57 楼

谢谢提醒，1楼是车库。他们只是偶尔出去打打酱油，我都盯着的，我也很害怕他们给
丢了，呵呵。

【在 s**********3 的大作中提到】

: Be careful, do not let them jump up or out of the 阳台.
: It seems you are not on the first floor.

m*a2015-11-12 08:11

58 楼

online calculator to find out which reward card fits your spending style the
best !
http://www.nextadvisor.com/credit_cards/cash_back_card_analysis
http://www.creditcardtuneup.com/

s*y2015-11-12 08:11

59 楼

呵呵，那个是小白，之前他白白的，现在长成小花了，名字没改，叫惯了。

【在 u********g 的大作中提到】

: 小花的黄鼻子，lol～
: 猫咪们都很可爱

m*g2015-11-12 08:11

60 楼

BLUE CASH PREFERED 能买GIFT CARD吗？在SUPERMARKET

g*92015-11-12 08:11

61 楼

俺家的那口也长大了，最近发情呢~

X*n2015-11-12 08:11

62 楼

一直有个疑问， FIA AMEX 的 3% cash back, back 到Fidelity account后怎么提现？
有没有penalty？

m*o2015-11-12 08:11

63 楼

第五张太猛了~

Y*o2015-11-12 08:11

64 楼

mk

card

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: 2) Drugstore Cashback?
: 5%
: 3) Resturant Cashback?
: 5%
: 4) Bookstore Cashback?
: 5%
: 5) Office Supply Cashback?
: 5-10%

Z*i2015-11-12 08:11

65 楼

太有趣了，小白长成小花了

w*t2015-11-12 08:11

66 楼

1）Grovery Cashback?
5-6%
Used to be Bluecash Prefered, now need to find candidate.
Even with 6000 cap. less 75 annual fee. that still gives about 4.75%
cashback for up to 6000 grocerys... just can not abused it to buy gift card
any more.
THis card Used to be the king of all cashback cards.
2) Drugstore Cashback?
5%
Used to be Bluecash Prefered, now need to find candidate
Few other cards like Chase freedom/ citi offer quarterly 5%
3) Resturant Cashback?
5%
Citi Forward is always my favorate
Freedom/ Citi card sometimes offers but have cap on it.
4) Bookstore Cashback?
5%
Citiforward
5) Office Supply Cashback?
5-10%
Chase Ink. actually get almost 7%-8% consider point value
Amex Open with membership reward , Open saving on OM is 10% for 250 or
higher
6) Utility Bills/ Cellphoen / Wireless cashback
5%
Open card/ Chase Ink
7) Generic Cashback When everything else failed/ Capped..
2-3%
FIA Amex. if you need to spend over 2k a month, this is the card to have.
8) Kohls
If there is a store card that must have. this is the one.
Nothing can beat Kohls sale... 30% + 20% + 10% +15% discount..
If only they carry the item...
If you do not have these 7/8 types of card in your wallet,,, you should
consider get one.
remember always value points higher than direct cash back.And always never
redeem points for gift cards. go for miles.
( i did not list discovery card since their terms is very tricky
and they are least to protect fraud when a dispute is in place
if you have better cash-back shopping program, i would not really
need it)

M*i2015-11-12 08:11

67 楼

小白你好，我叫小白:P

I*t2015-11-12 08:11

68 楼

A*R2015-11-12 08:11

69 楼

同一窝的能够一块长大真幸福！

f*g2015-11-12 08:11

70 楼

A*R2015-11-12 08:11

71 楼

猫树上撒点catnip试试，小家伙们不容易。

【在 s*****y 的大作中提到】

d*12015-11-12 08:11

72 楼

ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

s*y2015-11-12 08:11

73 楼

呵呵，我家的其实长的太花哨了

【在 M********i 的大作中提到】

: 小白你好，我叫小白:P

s*02015-11-12 08:11

74 楼

有safeway的地方真应该有一张blue cash preferred，配合JFU偶尔的10% off，amazon
gc轻松15% off。。。。。

s*y2015-11-12 08:11

75 楼

两个是不是一窝的真不敢说，性格差别太大了。小白每天天一亮就呆我们房门口狂吼乱
叫的，撞门，抓门，好几次还真给撞开了，苦恼啊。小花好安静好乖啊。

【在 A*********R 的大作中提到】

: 同一窝的能够一块长大真幸福！

s*g2015-11-12 08:11

76 楼

先列出你的答案

【在 w********t 的大作中提到】

: 1）Grovery Cashback?
: 5-6%
: Used to be Bluecash Prefered, now need to find candidate.
: Even with 6000 cap. less 75 annual fee. that still gives about 4.75%
: cashback for up to 6000 grocerys... just can not abused it to buy gift card
: any more.
: THis card Used to be the king of all cashback cards.
: 2) Drugstore Cashback?
: 5%
: Used to be Bluecash Prefered, now need to find candidate

s*y2015-11-12 08:11

77 楼

恩，今天试试。小白好几次从上面掉下来了，现在拒绝去上面睡觉了

【在 A*********R 的大作中提到】

: 猫树上撒点catnip试试，小家伙们不容易。

s*92015-11-12 08:11

78 楼

求解

s*y2015-11-12 08:11

79 楼

是啊，比小花更花

【在 Z**i 的大作中提到】

: 太有趣了，小白长成小花了

w*t2015-11-12 08:11

80 楼

这末牛的帖子没人顶。。。唉。。

A*R2015-11-12 08:11

81 楼

我猜小白是男猫，小花是girl?
我家调皮捣乱德都是男猫。

【在 s*****y 的大作中提到】

: 两个是不是一窝的真不敢说，性格差别太大了。小白每天天一亮就呆我们房门口狂吼乱
: 叫的，撞门，抓门，好几次还真给撞开了，苦恼啊。小花好安静好乖啊。

d*j2015-11-12 08:11

82 楼

可以放上upromise那张
其实把cb这样分散不好。

card

【在 w********t 的大作中提到】

s*y2015-11-12 08:11

83 楼

对的，哈哈

【在 A*********R 的大作中提到】

: 我猜小白是男猫，小花是girl?
: 我家调皮捣乱德都是男猫。

z*62015-11-12 08:11

84 楼

那么Ua club就算超级神卡了

【在 d*****1 的大作中提到】

: ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

C*W2015-11-12 08:11

85 楼

直立那张太逗了！

l*02015-11-12 08:11

86 楼

求教是怎么做到的啊?

【在 d*****1 的大作中提到】

: ua卡其实不止远不止2% 给的里程比花的钱多得多我的算下来都快4%的cb了

f*s2015-11-12 08:11

87 楼

商业卡和个人卡要分开，不分开对不少人没有意义

k*e2015-11-12 08:11

88 楼

请教什么是 JFU?

amazon

【在 s********0 的大作中提到】

: 有safeway的地方真应该有一张blue cash preferred，配合JFU偶尔的10% off，amazon
: gc轻松15% off。。。。。

b*82015-11-12 08:11

89 楼

Not counted US Cash+ card.

card

【在 w********t 的大作中提到】

s*n2015-11-12 08:11

90 楼

Blue cash preferred never had 5% cb on drugstore. Old blue cash does

b*n2015-11-12 08:11

91 楼

Just For U

【在 k********e 的大作中提到】

: 请教什么是 JFU?
:
: amazon

l*d2015-11-12 08:11

92 楼

有后文没？

card

【在 w********t 的大作中提到】

h*G2015-11-12 08:11

93 楼

我口袋里的10张卡,还包括了spg,discover,freedom和citi pro

card

【在 w********t 的大作中提到】

p*y2015-11-12 08:11

94 楼

m*a2015-11-12 08:11

95 楼

online calculator to find out which reward card fits your spending style the
best !
http://www.nextadvisor.com/credit_cards/cash_back_card_analysis
http://www.creditcardtuneup.com/

m*g2015-11-12 08:11

96 楼

BLUE CASH PREFERED 能买GIFT CARD吗？在SUPERMARKET

X*n2015-11-12 08:11

97 楼

一直有个疑问， FIA AMEX 的 3% cash back, back 到Fidelity account后怎么提现？
有没有penalty？

Y*o2015-11-12 08:11

98 楼

mk

card

【在 w********t 的大作中提到】

i*c2015-11-12 08:11

99 楼

mark

b*k2015-11-12 08:11

100 楼

Marked

c*22015-11-12 08:11

101 楼

if you count those cards with opening bonus of 50K miles or more but only
need 2K to 5K spending, those are the one easily get 30% or more cash back.
And if you use manufactured spending such as vanilla, it's practically over
250% cash back easily. (that is: real spending is < $200, but points you
gain easily worth $500 or more)

s*92015-11-12 08:11

102 楼

如果刷不了这么多，为了满足消费要求而硬着头皮刷，感觉还是亏了

【在 p********y 的大作中提到】

: 我这段时间几乎都用不上这些分功能卡。从去年九月份申请nfl以来一直在满足各信用
: 卡的刷卡要求。nfl，白金，us airways的每月750。这要延续到5月底了。不知道六月
: 份是不是就解放了。
: 买菜的话，我们一般是有5%的时候就屯一堆gc。一年内慢慢刷。比如这个月forward给
: 的5%. 我们家买菜不多，有时候还得放着gc不刷，刷别的卡满足刷卡要求。一半的时间
: 在外面吃饭了。

b*k2015-11-12 08:11

103 楼

量力而行，满足消费的话还是搞香草充值

【在 s**********9 的大作中提到】

: 如果刷不了这么多，为了满足消费要求而硬着头皮刷，感觉还是亏了