征女生室友：ACS 2013 spring meeting in New Orleans# Chemistry - 化学
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Cannot apply regular credit card since no credit history, it seems the only
way to accumulate credit score is to apply secured card.
Which one is better? Anything else needs to be considered except annual fee?
1. Orchard Bank Secured MasterCard
Annual fee $35, waive for 1st year. But there is below info in terms&
conditions. Does it mean when you cancel card, they will charge $29?
Stop Payment Fee
A Stop Payment Fee may be assessed to your Account when you request a stop
payment on a credit card
way to accumulate credit score is to apply secured card.
Which one is better? Anything else needs to be considered except annual fee?
1. Orchard Bank Secured MasterCard
Annual fee $35, waive for 1st year. But there is below info in terms&
conditions. Does it mean when you cancel card, they will charge $29?
Stop Payment Fee
A Stop Payment Fee may be assessed to your Account when you request a stop
payment on a credit card
