my opinions on AA# Investment - 投资
s*i
1 楼
most people/articles suggest AA base on your age, or time until retirement,
TRP also base on how long you plan on spending the money.
I thinks both time until you start using the money and how long you
need to spend the money should be considered, but also your asset amount.
extreme example: bill gates. even if his portfolio tanks 90% or more,
he can still make most luxury living spending couple of millions a year.
a person with $2m asset in retirement, without mortgage, kids in college,
can ea
TRP also base on how long you plan on spending the money.
I thinks both time until you start using the money and how long you
need to spend the money should be considered, but also your asset amount.
extreme example: bill gates. even if his portfolio tanks 90% or more,
he can still make most luxury living spending couple of millions a year.
a person with $2m asset in retirement, without mortgage, kids in college,
can ea