30-year performance# Investment - 投资
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SP500 vs 85% SP500+15% 5-year T-notes
with data from 1927 to 2005, check 30-year periods.
each year $10k. after 30 years,
SP500: 1358k - 5765k, average 2804k
85/15 no rebalance: 1161k - 4448k, 2233k
85/15 annually rebalance: 1101k - 3900k, 1987k.
no occurance that 85/15 ended with more than 100% stock.
rebalanced portfolio ranged 53.5% - 92.8% of 100% stock,
average 73.8%.
replace 5-year T-note with long term bond gave better result,
average 85/15 is 84.8% of 100% stock.
with data from 1927 to 2005, check 30-year periods.
each year $10k. after 30 years,
SP500: 1358k - 5765k, average 2804k
85/15 no rebalance: 1161k - 4448k, 2233k
85/15 annually rebalance: 1101k - 3900k, 1987k.
no occurance that 85/15 ended with more than 100% stock.
rebalanced portfolio ranged 53.5% - 92.8% of 100% stock,
average 73.8%.
replace 5-year T-note with long term bond gave better result,
average 85/15 is 84.8% of 100% stock.