Re: 关于教育基金帐户 - 未名空间MITBBS历史存档

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Re: 关于教育基金帐户

Re: 关于教育基金帐户# Living

b*n2005-05-18 07:05

1 楼

It's very good for your child, if you are sure that your children will chose
one of the universities in that state, or if you don't want to stress your
child on their study in order to get the scholarship from the university.
You need only save around $30000 to cover 4 years college study for your child
now, however, by the time that your child enters in a public university, the
tuition may have doubled or tripled.
Since lots of immigrants are from China and India now, ten or 15 years later,
the

l*y2005-05-18 07:05

2 楼

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
这个好像也分情况的巴，有的帐户可以覆盖全国甚至世界范围。
child
later,
否

【在 b*****n 的大作中提到】

: It's very good for your child, if you are sure that your children will chose
: one of the universities in that state, or if you don't want to stress your
: child on their study in order to get the scholarship from the university.
: You need only save around $30000 to cover 4 years college study for your child
: now, however, by the time that your child enters in a public university, the
: tuition may have doubled or tripled.
: Since lots of immigrants are from China and India now, ten or 15 years later,
: the

s*w2005-05-18 07:05

3 楼

建议多google一下，"529 plan", it is a tax defered investment account for
educational purpose. there're quite a lot of things you need to know before
you open one of these. in short:
1. there're many accounts, managed by different states, you can choose from
all of them.
2. interest income and capital gain of the investments are tax deferred. if
used for educational purposes it's tax exempt. for other purpose you do need
to pay tax on them.
3. you can contribute up to 11k per person per year without be

【在 b*****n 的大作中提到】

e*s2005-05-18 07:05

4 楼

One of the advantages of 529 is that you can use the money for your own
education as well. I used to invest with Rhode Island's 529 and their
investment was pretty successful. Later I decided to switch to New York's 529
because NY allow you to deduct 529 contribution from state income tax, which
is quite some burden if you live in NY.

same
estate
chose
the
and
than
是

【在 s*******w 的大作中提到】

: 建议多google一下，"529 plan", it is a tax defered investment account for
: educational purpose. there're quite a lot of things you need to know before
: you open one of these. in short:
: 1. there're many accounts, managed by different states, you can choose from
: all of them.
: 2. interest income and capital gain of the investments are tax deferred. if
: used for educational purposes it's tax exempt. for other purpose you do need
: to pay tax on them.
: 3. you can contribute up to 11k per person per year without be