AnswerRe: 几个关于贷款合同中的问题,请高手指点# Living
c*u
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http://loan.yahoo.com/m/cq_prepayment.html
The second line under "Prepayment" on the existing TIL form indicates whether or not, in the event of early payment, the lender will refund "part of the finance charge." There is no good reason for this being here. Lenders never refund fees to borrowers, and even if they did, borrowers need not be warned about the possibility of lender generosity.
What this item does is cause confusion. "Finance charge" on the TIL consists of upfront fees plus cumulativ
The second line under "Prepayment" on the existing TIL form indicates whether or not, in the event of early payment, the lender will refund "part of the finance charge." There is no good reason for this being here. Lenders never refund fees to borrowers, and even if they did, borrowers need not be warned about the possibility of lender generosity.
What this item does is cause confusion. "Finance charge" on the TIL consists of upfront fees plus cumulativ