wiki 上的算法更严格:
Example
In order to qualify for a mortgage for which the lender requires a debt-to-
income ratio of 28/36:
Yearly Gross Income = $45,000 / Divided by 12 = $3,750 per month income.
$3,750 Monthly Income x .28 = $1,050 allowed for housing expense.
$3,750 Monthly Income x .36 = $1,350 allowed for housing expense plus
recurring debt.
[edit] What DTI limits are used in qualifying borrowers?
[edit] United States
[edit] Current limits
[edit] Conforming loans
In the U.S., for conforming lo