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30 yr or 15 yr loan? help
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30 yr or 15 yr loan? help# Living
m*s
1
monthly pure income (after tax, 401k etc.) about 9600. currenly has a car
loan (~870 monthly, 0 APR) 2 and half year left. no child, first baby coming
this winter, house close end of this month. future mothly property tax
about 1000. both of us with relatively stable job.
mortgate about 2050 for 30 yr and 3060 for 15 yr
still feel not safe with 15 yr monthly expense.
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b*d
2
建议你贷30年,不是那么撑.

coming

【在 m**********s 的大作中提到】
: monthly pure income (after tax, 401k etc.) about 9600. currenly has a car
: loan (~870 monthly, 0 APR) 2 and half year left. no child, first baby coming
: this winter, house close end of this month. future mothly property tax
: about 1000. both of us with relatively stable job.
: mortgate about 2050 for 30 yr and 3060 for 15 yr
: still feel not safe with 15 yr monthly expense.

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p*y
3
30年固定吧,现在rate这么低,30年固定对borrower来讲风险最低。
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